Warren Hilbrough's family had risen with his bettered circumstances from a two-story brick in Degraw street, Brooklyn, by the usual stages to a brownstone "mansion" above the reservoir in New York. When he came to be vice-president of the Bank of Manhadoes, Hilbrough had in a measure reached the goal of his ambition. He felt that he could slacken the strenuousness of his exertions and let his fortune expand naturally under prudent management. But Mrs. Hilbrough was ten years younger than her husband, and her ambition was far from spent. She found herself only on the threshold of her career. In Brooklyn increasing prosperity had made her a leader in church fairs and entertainments. The "Church Social" had often assembled at her house, and she had given a reception in honor of the minister when he came back from the Holy Land--a party which the society reporter of the "Brooklyn Daily Eagle" had pronounced "a brilliant affair." This last stroke had put her at the head of her little world. But now that Hilbrough was vice-president of the Bank of Manhadoes, the new business relations brought her invitations from beyond the little planetary system that revolved around the Reverend Dr. North. It became a question of making her way in the general society of Brooklyn, which had long drawn its members from the genteel quarters of the Heights, the Hill, and the remoter South Brooklyn, and, in later days, also from Prospect Park Slope. But at the houses of the officers of the bank she had caught somewhat bewildering vistas of those involved and undefined circles of people that make up in one way and another metropolitan society on the New York side of East River. Three years before Hilbrough entered the bank his family had removed into a new house in South Oxford street, and lately they had contemplated building a finer dwelling on the Slope. But Mrs. Hilbrough in a moment of inspiration decided to omit Brooklyn and to persuade her husband to remove to New York. There would be many advantages in this course. In New York her smaller social campaigns were unknown, and by removal she would be able to readjust with less difficulty her relations with old friends in Dr. North's congregation. When one goes up one must always leave somebody behind; but crossing the river would give her a clean slate, and make it easy to be rid of old scores when she pleased. So it came about that on the first of May following Hilbrough's accession to the bank the family in a carriage, and all their belongings on trucks, were trundled over Fulton Ferry to begin life anew, with painted walls, more expensive carpets, and twice as many servants. A carriage with a coachman in livery took the place of the top-buggy in which, by twos, and sometimes by threes, the Hilbroughs had been wont to enjoy Prospect Park. The Hilbrough children did not relish this part of the change. The boys could not see the fun of sitting with folded hands on a carriage