If, as seems in the vast majority of cases the best plan, the husband and father can be and is depended upon for the entire financial support of the family in the matter of earning and the housemother gives an actual service of great economic value in saving and service (as the competent housewife assuredly does give), then what is earned and what is produced by housework and management makes in justice one family treasury. If to that is added some special earning outside the home which the housemother is able to mix in with her family service, then that also is a part of the family treasury. After the marriage there should be a real partnership. There may be a separate account on either side of the gifts of inheritance or savings preceding the marriage, but after the twain are one in home-building they may justly be one in a common treasury. Two bank-books they may have, it is true, and perhaps better so, although many find one in the name of both husband and wife sufficiently convenient. The main thing is to get firmly in mind on both sides before any actual adjustments are necessary what, on the financial side, is the right attitude and plan of married life. The best way seems to be, for some people, at least, the division of the family treasury into three distinct parts. The first, and alas, in most families the much larger share, to be dedicated to common household expenses. The excellent work of specialists in family budgets shows us how this fund should be distributed in details of rent or dwelling, cost of food, clothing, reading, church, recreation, etc. Any one can now make up with prudence and wisdom such an estimate in proportion to the known income and the ascertained cost of living in any given locality. After this common expense is provided for, with due regard for the duty of saving for future needs, the remaining portion, be it much or little, should be equally divided as the personal fund of the husband and the wife. Some of those who have written on the family budget think that the contribution of the housewife in work, for which wages would have to be paid if she did not give this personal labor in the home, should be estimated in wages value, and should go into her part of a separate fund, after the common household expenses are deducted. That, it seems, would not be fair, for if the man puts in his labor value the woman should put in hers for the first and indispensable expense of the common life together. What is to be made right is the old custom of reckoning the savings and common property acquired after marriage as "his" estate. It is the estate of both, and should be so considered, even if he has earned outside and she saved and earned and helped him earn from within the household only.