The old robber baron lived and died in a sphere of life that gave him an unhealthy and morbid point of view and it seems natural that such a mental attitude should be in some way reflected in his spiritual state. Through him we have a shadowy expression of archaic ideas and obsolete conceptions of the mission and ideals of mankind. He is a faint echo of a tumultuous past, ruled by the lust of gold and blood, when men recognized only the law of the jungle. In the light of our present day civilization we may well forgive him. Whatever my private beliefs may be as to ghosts and the activities of departed spirits, I am assuming that this old party in the tower is in a spiritual state, and that you did have the visit with him that you have written about, for I have always considered you perfectly truthful. This old ghost’s continued association with that renowned sea faring gang of phantoms, and his contact with the unholy shade of Waters, probably excluded him from the society of the departed spirits of those who helped to build up the world during the period of his story. Undoubtedly even in spirit realms the line must be drawn some where. Had he enjoyed the advantages of proper ghostly companionship in New York he might have learned that he was haunting a region where some of the great constructive problems of the age are being worked out--where, if he had been alive, he might have felt the financial pulsations of a continent. He would have learned that, outside of the tricky stock manipulators, iniquitous combinations, blue-sky schemers, and hosts of other parasites and pests that always flourish in centers of financial activity, great forces there have helped to lay the foundations upon which the prosperity of the nation rests. Many millions have gone forth from this great financial center that have webbed the map of our country with railway lines, encircled its sea borders with prosperous docks, established mammoth industrial enterprises, erected and endowed universities, libraries and benevolent institutions, founded innumerable charities and movements for the investigation and control of disease, and done hundreds of other things that humanity would never have done for itself without the initiative of individuals with power to give form and effect to ideas for the good of mankind.