Forms of proposal for the insurance of lives are to be obtained at any Post Office Savings Bank, and anyone can see there the tables of the premiums to be charged, and obtain all other necessary particulars. As examples of the various ways in which insurance through the Post Office can be effected, take the following:—The life of a girl between fifteen and sixteen years old may be insured for £10 by an annual payment through life of 3s. 10d., or by an annual payment to the age of sixty of 4s., or by a single payment of £3 17s. Or she can assure £10 at the age of sixty years, after the payment of the final premium, or at death, should death occur before that age, by an annual payment of 4s. 6d., or by a single payment of £4 7s. There are some companies which insure lives by the payment of a small sum weekly or fortnightly, a collector calling for the payments when they become due. This is a dear system; no more profitable than the purchase of tea half an ounce at a time. In these days of savings banks it is no excuse that it suits scantily filled purses. Instead of adopting it, it would be far better for their own interest if people of small means would lodge the sums they would otherwise have paid the collector in the Post Office Savings Bank, and at the end of the year direct that the amount be applied to the payment of an insurance premium. Besides the two forms we have mentioned there are other varieties of insurance. You can insure plate glass against breakage, boilers against bursting, and crops against hailstorms. The lives of horses and cattle can be insured, and pig insurance companies are not unknown. Insurance against accidents is another useful variety. It dates back from 1849, when a company was started to insure against the consequences of railway accidents. In return for a payment of 3d., 2d. or 1d. made by first, second, or third class passengers respectively, for insurance during a single journey, it undertook to pay £1,000, £500 or £200 in case of death by such an accident, or a certain weekly allowance in respect of personal injury not resulting in death. A few years later the business was extended, and people can now insure against accidents of all kinds by a yearly payment proportioned to the degree of risk supposed to attach to various occupations or other conditions of life.