Being both bankers and letter-carriers, the postal authorities offer unusual facilities to the public for sending money to different places, either in the United Kingdom, or in the colonies, or in foreign countries. This department of their business is divided into two branches—that dealing with _Money Orders_, which are an old institution, and that occupied with _Postal Orders_, which only came into use in 1880. Money orders were first started in 1792 by three Post Office clerks, with the idea that they would be of service for sending small sums safely to soldiers and sailors. The business gradually extended, and in 1838 was taken over by the Government. The charge for remitting was at first eightpence in the pound; but it has been reduced from time to time, the last reduction being made only a few months ago. It now stands as follows:—To remit to any place in the United Kingdom any sum not exceeding a pound costs 2d.; from one pound and not exceeding two pounds costs 3d.; from two pounds and not exceeding four pounds costs 4d.; from four pounds and not exceeding seven pounds costs 5d.; and from seven pounds to ten pounds you have to pay 6d. No single order is issued for more than ten pounds; but if you have to remit, say, thirty pounds, it is an easy matter to get three orders. To get a money order, the first thing you have to do is to fill up an “application form,” to be had gratuitously at all money order offices. All post offices, by the way, are not money order offices. Here is a form filled up:— MONEY ORDER REQUIRED For £9 2s. 3d. Payable at _Pepperness_. To _Miss Flora Sprat_. Sent by _Esmeralda B. G. Constable._ Residing at _Grumblethorpe_. The amount of the order required, along with the commission—the total in this case would be £9 2s. 9d.—is handed over with the form to the postmaster, or whoever is acting for him. No order may contain a fractional part of a penny. To make an order more secure, it may be “crossed,” just as we mentioned could be done with cheques. In that case it is payable only through a bank. When a money order is to be paid in London, or in any other town where there are more money order offices than one, the sender should say at what particular office she wishes it to be paid. Should she not do so, and only say, “Payable at London,” or “Manchester,” or “Edinburgh,” the receiver of the order will get payment at the head office in the town only.