So, dear ones who have enough and to spare, I ask you to make the Lord your debtor--precious thought!--by devising plans for the benefit of your poorer sisters, and be sure of this--your paymaster will not fail you. Your reward will not come to you in gold and silver, but it will satisfy you here, and you will reap an eternal harvest in return for every hour of happiness purchased for others by willing self-sacrifice on your part. I trust that by your efforts many hearts will be gladdened and bodies strengthened, through what we have talked about to-night, in the twilight side by side. Now I want to ask you what precious opportunities you had, and whether you used or wasted them, during your summer holidays? When we last met, I quoted an expression I had heard from the pulpit, and which had impressed me deeply. "We should be misers in the use of time and opportunity." We talked at some length on one of these precious trusts, but little was said about the second. I am sure you will feel with me that we cannot be amidst new scenes and brought into contact with fresh people, and fail to have new opportunities of speaking kind words, giving little messages of comfort, and showing, though it may be only by trifling actions, consideration for others. In order to take advantage of such openings we must not be self-absorbed. We must be on the look-out for opportunities, or we may miss them. It happens, not infrequently, that a holiday-time is regarded as a season of pure self-indulgence. We have worked hard for our holiday, or we can afford to have whatever we desire. So we decide to fill our daily cup of enjoyment to the brim. We care little what trouble we give by our untidy habits to the tired workers who serve in the houses which are our temporary homes. We leave orderly ways and punctuality behind us, and rather enjoy the idea of having escaped from home rule in every shape, saying to ourselves, "It is holiday-time. Surely we may follow our own inclinations." We laugh perhaps over nearly empty purses when packing-up day comes, and are apt to wonder where the money has gone. If we ask ourselves the questions, "How much has been devoted to others? What have I given towards the expenses of the church I have attended during my stay in this place?" I fear a blush of shame would often come to the owner of that purse whose contents have been so carelessly scattered.