"I’ve got money," she reflected, in mental defiance of the Fate with whom she had waged war since childish days, "and I can make more when this is gone. I suppose I’m a fool, but I don’t care a rap. I’m going to help Marian Fitzpatrick, and perhaps make her fortune, as I mean to make my own. But just for the present, mine can wait, and hers can’t." Aloud, she asked Marian what sum would tide her over present difficulties. Two hundred and fifty pounds, it appeared, were needed. Joan promptly volunteered to lend, on one condition, but she was cut short before she had time to name it. "Condition or no condition, you dear girl, I can’t let you do it," sobbed Marian. "I’m perfectly sure I could never pay. I’m in a quicksand and bound to sink. Nobody can pull me out." "I can," said Joan; "and in doing it, I’ll show you how to pay me. You just listen to what I have to say, and don’t interrupt. When I get an inspiration, I tell you, it’s worth hearing, and I’ve got one now. What I want you to do is to give up trying to manage this house. You’re too young and pretty and soft-hearted for a landlady, and you haven’t the talent for it, though you have plenty in other ways, and one is, to be charming. My inspiration will show you how best to utilise that talent." Then Joan talked on, and at first Marian was shocked and horrified; but in the end the force of the girl’s extraordinary magnetism and self-confidence subdued her. She ceased to protest. She even laughed, and a stain of rose colour came back to her cheeks. It would be very awful and alarming, and perhaps wicked, to do what Joan Carthew proposed, but it would be tremendously exciting and interesting; and there was enough youthful love of mischief left in her to enjoy an adventure with a kind of fearful joy, especially when all the responsibility was shouldered by another stronger than herself. The first thing to do towards the carrying out of the great plan was to get some one to manage the boarding-house in Mrs. Fitzpatrick’s place. This was difficult, for competent and honest managers, male or female, were not to be found at registry-offices, like cooks; but Joan was (or thought she was) equal to this emergency as well as others. She sorted out from the dismal rag-bag of her early Brighton experiences the memory of a wonderful woman who had done something to make life tolerable for her when she was the forlorn drudge of Mrs. Boyle’s lodging-house at 12, Seafoam Terrace. This wonderful woman had been one of two sisters who kept a rival lodging-house in Seafoam Terrace. The Misses Witt owned the place, consequently it was not improbable that they were still to be found there, after these seven years; and as they had not always agreed together, it seemed possible that the younger Miss Witt (the clever and nice one, who had given occasional cakes and bulls’-eyes to Joan in those bad old days) might be prevailed upon to accept an independent position, with a salary, in London.