When Eberhard von Auffenberg left the paternal home to strike out for himself, he was as helpless as a child that has lost the hand of its adult companion in a crowd. He put the question to himself: What am I going to do? He had never worked. He had studied at various universities as so many other young men have studied, that is, he had managed to pass a few examinations by the skin of his teeth. He had had so little to do in life, and was so utterly devoid of ambition, that he looked upon a really ambitious individual as being insane. Anything that was at all practical was filled with insurmountable obstacles. His freedom, in other words, placed him in a distressing state of mind and body. It would not have been difficult for him to find people who would have been willing to advance him money on his name. But he did not wish to incur debts of which his father might hear. If he did, his solemn solution of an unbearable relation would have amounted to nothing. He could, of course, count on his share of the estate; and he did count on it, notwithstanding the fact that to do so was to speculate on the death of his own father. He stood in urgent need of a confidential friend; and this friend he thought he had found in Herr Carovius. “Ah, two people such as you and I will not insist upon unnecessary formalities,” said Herr Carovius. “All that I need is your face, and your signature to a piece of paper. We will deduct ten per cent at the very outset, so that my expenses may be covered, for money is dear at present. I will give you real estate bonds; they are selling to-day at eighty-five, unfortunately. The Exchange is a trifle spotty, but a little loss like that won’t mean anything to you.” For the ten thousand marks that he owed, Eberhard received seven thousand, six hundred and fifty, cash. In less than a year he was again in need of money, and asked Herr Carovius for twenty thousand. Herr Carovius said he did not have that much ready money, and that he would have to approach a lender. Eberhard replied sulkily that he could do about that as he saw fit, but he must not mention his name to a third party. A few days later Herr Carovius told a tale, of hair-splitting negotiations: there was a middleman who demanded immodest guarantees, including certified notes. He swore that he knew nothing about that kind of business, and that he had undertaken to supply the needed loan only because of his excessive affection for his young friend. Eberhard was unmoved. The eel-like mobility of the man with the squeaking voice did not please him; not at all; as a matter of fact he began to dread him; and this dread increased in intensity and fearfulness in proportion to the degree in which he felt he was becoming more and more entangled in his net.