Intended to stop at the school but his mind waylaid him. Down the hill came the ash-cart--on the wrong side of the street. He, up the hill, perforce went wrong also and with great headway. Just as he was about to pass the cart another car swung out from behind it, headed down hill at full speed. It was too late for any of the three to stop. In three seconds there would be death for someone. Angels would be waiting for mother's little boy. Without the minutest loss of time, in time with the Boston Symphony Orchestra at its best he swung far to the left, up over the curb, between two trees, onto the sidewalk--by luck no one was passing--and going fifty feet came back between two trees, over the curb to the roadway and continued his empty progress, rather hot in the face, it must be confessed. He felt happy and proud. But he had missed his street. Well let it go. Far away in front of him a locomotive stood indifferently at the avenue end, emitting great clouds of smoke. It was autumn, clear and cold. But you Scandinavians, said the Frenchman, it is impossible to live in this way. Why France, which is ten times as rich as your countries, could not do it. You do not know what money is for. You throw it away like a sickness. To drink champagne like this is madness, and it is every night, everywhere, in Christiania, Copenhagen, everywhere. And there she sits staring out, not at the sea, but over Long Island Sound. Dreaming of her sons--and of the money she will make next year by renting the better of her two little shacks. When you have paid up the twenty shares you may, if you like, retain them as paid up shares in which case you will receive the 5% interest, or, if you feel that you would like to do so, you may increase your holding to thirty shares and receive the 6%. Of course everyone is not able to do that. Do not worry about it, we will notify you in plenty of time when your book is balanced at the end of the six months. Let's see. What is the number of your house? Four eighty? I'll see that they send it right up. You know last Sunday was my birthday. Seventy-three years old. I had a party, a surprise party--my relatives came from all sides. But I couldn't get her downstairs. She's afraid. We had a banister put on the stairs, cost me nine dollars but she will not do it. She's so fat you know, she's afraid of falling. Re Commissions due--Amount $1.00. Dear Sir:--You will please take notice that unless we receive payment in full of your account within FIVE DAYS after receipt of this letter, we shall draw upon you for the amount due.