Little Henry had always asserted that he was going to be a merchant when he became a man, and made it a custom to pick up and preserve such business cards as were thrown into his yard. From his pile of cards stacked in a corner Mrs. Crump learned the location of these loan companies and decided to resort to them for the money needed. Getting a small sum from each, she had borrowed from fifteen companies when she at last got the amount demanded by the undertaker. Arthur Daleman, Jr., was not making money as fast as he desired in the business turned over to him by his father, so he had resorted to the loan business. Knowing that people would often borrow from more than one loan company in spite of the regulations forbidding it, and reasoning that such borrowers would be even more sure than others to pay, because of fear of the penitentiary, he had ten loan companies of his own operating in different buildings under various names. It happened that on the evening that Foresta and her mother made the rounds borrowing money, he was on an inspecting tour of his loan companies. Mrs. Crump borrowed money from five of Arthur Daleman's companies without, of course, knowing it. Arthur Daleman, Jr., himself was present in two places when she was borrowing the money. On each of these occasions he had taken more than a passing interest in Foresta. Her beauty was by no means diminished by the mourning attire, and Arthur Daleman, Jr., found himself admiring her, notwithstanding his hatred of her race. When the papers were signed in the second loan transaction which he witnessed, he said to himself with a feeling of satisfaction: "My way is tolerably clear." With the money procured from the various loan companies little Henry and his father were given what the people called a nice burial. Within a week after the interment Arthur Daleman, Jr., made his appearance at Mrs. Crump's home. Foresta was at school when he called, and when she reached home she found her mother standing, facing him, with an angry and excited look in her eyes. Foresta read in her mother's countenance that she was angry and that the advantage in whatever matter it was, was not altogether on her side. "What is it, mama?" asked Foresta. "This man wants you to hire out in his family after you graduate." Foresta looked at the man in surprise. The thought of going into the service of the whites was utterly foreign to her ambition. "You may take your choice," said Arthur Daleman, Jr., sure of his ground. "What choice?" asked Foresta, alarmed by the man's tone of assurance. "It is this way. Negro servants are not up to what they used to be. They are getting squeamish, and you have to be so careful how you speak to them or they will leave you. We are kept always on the lookout for a servant girl." "What on earth have I to do with that?" asked Foresta, her eyes widening with astonishment.