o'clock. Liquor here is never drunk _neat_ or with sugar and warm water." Speaking of the society of Louisville, the same Mr. Henry Bradshaw Fearon takes it upon himself to say: "I do not feel myself competent to confirm or to deny the general claim of the people of this town to generosity and warmth of character. Of their habits I would also wish to speak with equal diffidence, [and here is a proof of it!] but that they drink a great deal, swear a great deal, and gamble a great deal, is very apparent to a very brief resident. There is a great lack of amusement in Louisville; the only one I saw was called 'Gander Pulling,' which is thus conducted. Tie a live gander to a tree or pole and grease its neck, then ride past at full gallop, and he who succeeds in pulling off the head of the victim, receives the victory, the reward of which is the body of the gander. I think I have heard of a similar _pastime_ as practiced in Holland. But these," generously adds Mr. Henry Bradshaw Fearon, "are not to be taken as unmixed characteristics." By dint of great exertions on the part of the inhabitants of the town, they at last succeeded in procuring the location of a branch bank of the United States at this point. This bank was opened in 1817 under the auspices of the following gentlemen: Stephen Ormsby, President; Wm. Cochran, Cashier; G. C. Gwathmey, Teller; Alfred Thruston, First Bookkeeper; Thomas Bullitt, D. L. Ward, Richard Furguson, M. D., Norburn, B. Beale, Thomas Prather, John H. Clark, Henry Massie, Charles S. Todd, Wm. S. Vernon, James C. Johnson, M. D., John Gwathmey and James D. Breckinridge, Directors. It was situated at the north-east corner of Fifth and Main Streets. This bank does not however seem to have been more agreeable to the citizens than were its predecessors. "It is very evident," says the first historian of the city, "that the people of this country are ruining themselves by banking institutions as fast as they cleverly can." The history of this bank does not present any different features from that of its sister branches.