Two of his visits to Crikswich resulted simply in interviews and conversations with Mrs. Crickledon. Van Diemen and his daughter were in London with Tinman and Mrs. Cavely, purchasing furniture for Elba Hall. Mrs. Crickledon had no scruple in saying, that Mrs. Cavely meant her brother to inhabit the Hall, though Mr. Smith had outbid him in the purchase. According to her, Tinman and Mr. Smith had their differences; for Mr. Smith was a very outspoken gentleman, and had been known to call Tinman names that no man of spirit would bear if he was not scheming. Fellingham returned to London, where he roamed the streets famous for furniture warehouses, in the vain hope of encountering the new owner of Elba. Failing in this endeavour, he wrote a love-letter to Annette. It was her first. She had liked him. Her manner of thinking she might love him was through the reflection that no one stood in the way. The letter opened a world to her, broader than Great Britain. Fellingham begged her, if she thought favourably of him, to prepare her father for the purport of his visit. If otherwise, she was to interdict the visit with as little delay as possible and cut him adrift. A decided line of conduct was imperative. Yet you have seen that she was not in love. She was only not unwilling to be in love. And Fellingham was just a trifle warmed. Now mark what events will do to light the fires. Van Diemen and Tinman, old chums re-united, and both successful in life, had nevertheless, as Mrs. Crickledon said, their differences. They commenced with an opposition to Tinman's views regarding the expenditure of town moneys. Tinman was ever for devoting them to the patriotic defence of "our shores;" whereas Van Diemen, pointing in detestation of the town sewerage reeking across the common under the beach, loudly called on him to preserve our lives, by way of commencement. Then Van Diemen precipitately purchased Elba at a high valuation, and Tinman had expected by waiting to buy it at his own valuation, and sell it out of friendly consideration to his friend afterwards, for a friendly consideration. Van Diemen had joined the hunt. Tinman could not mount a horse. They had not quarrelled, but they had snapped about these and other affairs. Van Diemen fancied Tinman was jealous of his wealth. Tinman shrewdly suspected Van Diemen to be contemptuous of his dignity. He suffered a loss in a loan of money; and instead of pitying him, Van Diemen had laughed him to scorn for expecting security for investments at ten per cent. The bitterness of the pinch to Tinman made him frightfully sensitive to strictures on his discretion. In his anguish he told his sister he was ruined, and she advised him to marry before the crash. She was aware that he exaggerated, but she repeated her advice. She went so far as to name the person. This is known, because she was overheard by her housemaid, a gossip of Mrs. Crickledon's, the subsequently famous "Little Jane."