(Percentage of the homeless population in cities and towns and 79 of the landless on farms) The propertyless a great nation 83 Bread-winners and others in gainful pursuits 89 Productivity of the American people superior 93 The people labor in favor of speculators 95 (Artificial world a witness for justice and rights) 98 Yearly net gains of the natural monopolies 101 Rates of injustice of dividogenesure expressed in daily incomes 103 derived from millions of dependent individuals by the wealthy few CHAPTER V. THE MORTGAGOR FAMILIES. Loss of rights precedes loss of property 110 Statistics of farm and home families in debt 111 Percentages and numbers of families in debt in the United States 116 after 1890: double table Increase of mortgages on acre-tracts and lots 119 Amounts of indebtedness and life of mortgage 121 Per capita debt and average rate percent on the debt 122 Annual interest charges on debts combined 126 Public and other debts in force after 1890 stated 126 Significance of mortgages: different views 128 Loss of property by foreclosure of mortgages 135 CHAPTER VI. CONCENTRATION OF WEALTH IN MONOPOLIES, ETC. Increase of the national wealth in seven years 139 Wages: the doctrine of; artificially kept up; the fall of 141 Net incomes of the natural and mortgagee monopolies from 1891 to 145 1897 inclusive Net incomes of monopolizers of rentable houses for the same 146 period Net incomes of monopolies of rentable farm lands for the same 148 period Net incomes of some trusts unascertained 151 Net incomes of the owners of offices, hotels and other rentable 152 properties in the centers of cities Development of trusts in manufacture and mechanical industries; 154 concentration of capital Net incomes of manufacture and mechanical trades 157 Net incomes of mining monopolies 161 Increase of the propertyless population 164 Grand total of the total-net-incomes of monopolies, trusts, and 169 combinations in seven years Excess of the net incomes over the total increase of the 170 national wealth in seven years explained National and local taxes for seven years paid 174 Increase of the propertyless and that of national wealth after 180 1897 up to 1900 stated