Philippines not a poor man's country--Oscar F. Williams' letter--No occupation for white mechanics--American merchants unsuccessful in the East--Difficulties of living amongst Malays--Inevitable quarrels--Unsuitable climate--The Mali-mali or Sakit-latah--The Traspaso de hambre--Chiflados --Wreck of the nervous system--Effects of abuse of alcohol-- Capital the necessity--Banks--Advances to cultivators--To timber cutters--To gold miners--Central sugar factories-- Paper-mills--Rice-mills--Cotton-mills--Saw-mills--Coasting steamers--Railway from Manila to Batangas--From Siniloan to the Pacific--Survey for ship canal--Bishop Gainzas' project --Tramways for Luzon and Panay--Small steamers for Mindanao --Chief prospect is agriculture 164-172 SOCIAL. Chapter XIX. Life in Manila. (A Chapter for the Ladies.) Climate--Seasons--Terrible Month of May--Hot winds--Longing for rain--Burst of the monsoon--The Alimóom--Never sleep on the ground floor--Dress--Manila houses--Furniture-- Mosquitoes--Baths--Gogo--Servants--Wages in 1892--The Maestro cook--The guild of cooks--The Mayordomo--Household budget, 1892--Diet--Drinks--Ponies--Carriage a necessity for a lady--The garden--Flowers--Shops--Pedlars--Amusements-- Necessity of access to the hills--Good Friday in Manila 173-187 Chapter XX. Sport. (A Chapter for Men.) The Jockey Club--Training--The races--An Archbishop presiding--The Totalisator or Pari Mutuel--The Manila Club--Boating club--Rifle clubs--Shooting--Snipe--Wild duck--Plover--Quail--Pigeons--Tabon--Labuyao, or jungle cock--Pheasants--Deer--Wild pig--No sport in fishing 188-191 GEOGRAPHICAL. Chapter XXI. Brief Geographical Description of Luzon. Irregular shape--Harbours--Bays--Mountain ranges--Blank spaces on maps--North-east coast unexplored--River and valley of Cagayan--Central valley from Bay of Lingayen to Bay of Manila--Rivers Agno, Chico, Grande--The Pinag of Candaba--Project for draining--River Pasig--Laguna de Bay--Lake of Taal--Scene of a cataclysm--Collapse of a volcanic cone 8000 feet high--Black and frowning island of Mindoro--Worcester's pluck and endurance--Placers of Camarines--River Vicol--The wondrous purple cone of Mayon--Luxuriant vegetation 192-200 THE INHABITANTS OF THE PHILIPPINES. Description of their appearance, dress, arms, religion, manners and customs, and the localities they inhabit, their agriculture, industries and pursuits, with suggestions as to how they can be utilised, commercially and politically. With many unpublished photographs of natives, their arms, ornaments, sepulchres and idols. Aboriginal Inhabitants. Scattered over the Islands. Chapter XXII. Aetas or Negritos. Including Balúgas, Dumágas, Mamanúas, and Manguiánes 201-207 PART I.