Businessmen have to do with industry; more or less remotely perhaps, but often at near hand, for it is out of industry that their business gains come; and they are also subject to the routine of living imposed by the use of the particular range of industrial appliances and processes available for that use. The workmen on the other hand have also to do with pecuniary matters, for they are forever in contact with the market in one way and another, and it is in pecuniary terms that the livelihood comes to them for which they are set to work. And both businessmen and workmen enter on their two divergent lines of training with much the same endowment of propensities and aptitudes. Yet it appears that the training in pecuniary wisdom that makes up the career of the typical businessman is after all of little avail in the way of technological insight or efficiency, as witness the ubiquitous mismanagement of industry at the hands of businessmen who are, presumably, doing their best to enhance the efficiency of the industries under their control with a view to the largest net gain from the output.[112] If the “efficiency engineers” are to be credited, it is probably within the mark to say that the net aggregate gains from industry fall short of what they might be by some fifty per cent, owing to the trained inability of the businessmen in control to appreciate and give effect to the visible technological requirements of the industries from which they draw their gains. To appreciate the kind and degree of this commonplace mismanagement of industry it is only necessary to contrast the facility, circumspection, shrewd strategy and close economy shown by these same businessmen in the organisation and management of their pecuniary, fiscal and monetary operations, as against the waste of time, labour and materials that abounds in the industries under their control. But for the workmen likewise, their daily work and their insight into its requirements and possibilities are, by more than half, a “business proposition,” a proposition in the pecuniary calculus of how to get the most in price for the least return in weight and tale.