Mr. Edward Dering, in a rare interval of work, occupied himself with looking into his bank book. Those humble persons whom the City, estimating the moral and spiritual worth of a man by his income, calls 'small,' frequently and anxiously examine their bank books, add up the columns, and check the entries. Mr. Dering, who was not a small man, but a big man, or rather, from a City point of view, a biggish man, very seldom looked at his bank book; first because, like other solicitors in large practice, he had clerks and accountants to do that kind of work for him: next because, like many solicitors, while he managed the affairs of other people with unceasing watchfulness, he was apt to neglect his own affairs. Happily, when one has an income of some thousands, private affairs from time to time force themselves upon their owner in the most agreeable manner possible. They obtrude themselves upon him. They insist upon being noticed. They compel him to look after them respectfully: to remove them from the dulness of the bank, and to make them comfortable in investments. Mr. Dering opened the book, therefore, having for the moment nothing else to do, looked at the balance, was satisfied with its appearance, and began working backwards, that is to say, upwards, to read the entries. Presently, he came to one at which he stopped, holding his forefinger on the name. It was on the right-hand side, the side which to small men is so terrifying, because it always does its best to annihilate the cash balance, and seems bent upon transforming addition into multiplication, so amazing are the results. The name which Mr. Dering read was Edmund Gray. The amount placed in the same line opposite to that name was 720_l_. Therefore, he had drawn a cheque to the order of Edmund Gray for the sum of 720_l_. Now, a man may be in very great practice indeed; but if, like Mr. Dering, he knows the details of every case that is brought into the House, he would certainly remember drawing a cheque for 720_l_., and the reason why it was drawn, and the person for whom it was drawn, especially if the cheque was only three weeks old. Seven hundred and twenty pounds! It is a sum in return for which many and very substantial services must be rendered. 'Edmund Gray!' he murmured. 'Strange! I cannot remember the name of Edmund Gray. Who is Edmund Gray? Why did I give him 720_l_.?' The strange fact that he should forget so large a sum amused him at first. Beside him lay a book which was his private Diary. He opened it and looked back for three months. He could find no mention anywhere of Edmund Gray. To repeat: he knew all the details of every case that came into the House: he signed all the cheques: his memory was as tenacious and as searching as the east wind in April; yet this matter of Edmund Gray and his cheque for 720_l_. he could not recall to his mind by any effort.