Among the frequenters,--who were, it must be confessed, a somewhat faded or decayed company--was, to put him first because he was the richest the great Mr. Robert Hellyer, of Barnard's Inn, usurer or money-lender. Nobody quite likes the profession--one knows not why. Great fortunes have been made in it; the same fortunes have been dissipated by the money-lenders' heirs. Such fortunes do not stick, somehow. Mr. Hellyer, for instance, was reputed wealthy beyond the dreams of the wildest desire. It was also said of him, under breath and in whispers and envious murmurs, that should a man borrow a five-pound note of him, that borrower would count himself lucky if he escaped with the loss of seventy-five pounds; and might generally expect to lose the whole of his household furniture, and the half of his income, for the rest of his natural life. To be sure, he sometimes had losses, as he said himself, with a groan; as when an unscrupulous client jumped off the Embankment, when he had not paid more than fifty pounds on the original five; or when a wicked man sold off his furniture secretly, in contempt of the bill of sale, and got clean out of the country with his wife and children. But on the whole he did pretty well. It was further said, by old clients, that his heart was a simple piece of round granite, for which he had no use, and that he made money out of it by letting it out at so much an hour for a paving mallet. Mr. Robert Hellyer was not a genial man, or a cheerful or a pleasant man to look upon; he neither loved nor comprehended a jest; he never smiled; he kept his mind always employed on the conduct of his business. Every night--forgive the solitary weakness--he drank as much as he could carry. In appearance, he was red-faced, thick-necked, and stout; his voice was thick even in the morning, when he was under no compulsion to thickness; it was believed by his friends that his education had been imperfect; perhaps because he never gave anybody reason to suppose that he had ever received any education at all. To such men as Mr. Hellyer, who every night take much strong drink, and on no occasion whatever take any exercise, sixty is the grand climacteric. He was, a year ago, just fifty-nine. Alas! he has not even reached his grand climacteric. Already he is gone. He was cut off by pneumonia, or apoplexy, last Christmas. Those who saw the melancholy _cortège_ filing out of the narrow gates of Barnard's Inn, mournfully remarked that none of his money was taken with him, and asked what happiness he could possibly find in the next world, which he would begin with nothing--nothing at all--not even credit--an absolute pauper.