“My opinion is,” said I, breaking in as well as I could, seeing that poor little Sara must come to an explosion if they kept it up, “that when a gentleman comes to visit two single ladies, he should let us know what’s going on in the world. Have you never a new curate at St. John’s to tell us of, and are all the officers just exactly as they used to be? You may all be very superior, you wise people. But I do love gossip, I am free to acknowledge. I heard your rector preached in his surplice last Sunday. How did you Evangelicals take that, Mr. Cresswell, eh? For my part, I can’t see where’s the harm in a surplice as you Low Church people do.” “You and I will never agree in that, Miss Milly,” said Mr. Cresswell; “though, indeed, if Dr. Roberts came into the pulpit in white, I’ve my own idea as to how you’d take it. However, not to speak of surplices, the red-coats are going, I hear. We’re to have a change. The Chestnuts are coming up from Scotland, and our men are ordered to the West Indies. The Colonel doesn’t like it a bit. It’s better for him in one way, but he’s getting to like a steady friendly little society, and not to care for moving. He’s getting up in years, like the rest of us, is the Colonel. This will tell on him, you’ll see.” “Well, to be sure, when a man’s old, he ought to retire,” said I; “there are always plenty to take his place.” “Ah, it’s easy to talk,” said Mr. Cresswell. “It’s all very well for us to retire that have made money; but a man that has only his pay, what is he to do? He has got that poor little widow-daughter of his to keep, and Fred is very unsettled, I’m afraid, and little comfort to his father. There’s a deal of difference, Miss Milly, between full-pay and half-pay. He’d have to cut down his living one half if he retired.” “That’s just exactly what I quarrel with in these grand times of ours,” said I; “what’s the harm of cutting down one’s living one half? My own opinion is, I’d respect a man very much that did it. Great people can do it somehow. I wish you luxurious middle-class people would learn the way. But then you don’t stand by each other when you fall into poverty. You drop your friend when he can’t ask you to dinner. You are good to his children, and patronise them, and forget they were just the same as yours a little while ago. I don’t think we’ll ever come to any good in this country till we get back to knowing how to be poor.” “My dear lady, England never was in such splendid condition,” said Mr. Cresswell, with a smile at my ignorance. “If we’ve forgotten how to save, we’ve learned how to grow rich.” “I know all about England,” said I; “we read the Times; don’t you tell me. I’m anything but easy about England. Making money is no substitute in the world for saving it. I tell you, the world won’t be what I call right till a gentleman may be as poor as God pleases, without being ashamed of it; and have the heart to cut down his living one-half too.”