No millionaire will go far wrong in his search for one of the best forms for the use of his surplus who chooses to establish a free library in any community that is willing to maintain and develop it. John Bright's words should ring in his ear: "It is impossible for any man to bestow a greater benefit upon a young man than to give him access to books in a free library." Closely allied to the library, and, where possible, attached to it, there should be rooms for an art gallery and museum, and a hall for such lectures and instruction as are provided in the Cooper Union. The traveller upon the Continent is surprised to find that every town of importance has its art gallery and museum; these may be large or small, but in any case each has a receptacle for the treasures of the locality, which is constantly receiving valuable gifts and bequests. The free library and art gallery of Birmingham are remarkable among these, and every now and then a rich man adds to their value by presenting books, fine pictures, or other works of art. All that our cities require to begin with is a proper fireproof building. Their citizens who travel will send to it rare and costly things from every quarter of the globe they visit, while those who remain at home will give or bequeath to it of their treasures. In this way these collections will grow until our cities will ultimately be able to boast of permanent exhibitions from which their own citizens will derive incalculable benefit, and which they will be proud to show to visitors. In the Metropolitan Museum of Art in this city we have made an excellent beginning. Here is another avenue for the proper use of surplus wealth. _Third_--We have another most important department in which great sums can be worthily used,--the founding or extension of hospitals, medical colleges, laboratories, and other institutions connected with the alleviation of human suffering, and especially with the prevention rather than the cure of human ills. There is no danger of pauperizing a community in giving for such purposes, because such institutions relieve temporary ailments or shelter only those who are hopeless invalids. What better gift than a hospital can be given to a community that is without one?--the gift being conditioned upon its proper maintenance by the community in its corporate capacity. If hospital accommodation already exists, no better method for using surplus wealth can be found than in making additions to it. The late Mr. Vanderbilt's gift of half a million of dollars to the medical department of Columbia College for a chemical laboratory was one of the wisest possible uses of wealth. It strikes at the prevention of disease by penetrating into its causes. Several others have established such laboratories, but the need for them is still great.