This route is on prairie land the whole distance; so that it appears to me, by removing the turf a sufficient width, and damming up the old channel, the whole river in a short time would wash its way through, thereby curtailing the distance, and increasing the velocity of the current, very considerably: while there would be no timber on the banks to obstruct its navigation in future; and, being nearly straight, the timber which might float in at the head would be apt to go clear through. There are also many places above this where the river, in its zigzag course, forms such complete peninsulas, as to be easier to cut at the necks than to remove the obstructions from the bends, which, if done, would also lessen the distance. What the cost of this work would be, I am unable to say. It is probable, however, that it would not be greater than is common to streams of the same length. Finally, I believe the improvement of the Sangamon River to be vastly important and highly desirable to the people of the county; and, if elected, any measure in the Legislature having this for its object, which may appear judicious, will meet my approbation and shall receive my support. It appears that the practice of drawing money at exorbitant rates of interest has already been opened as a field for discussion; so I suppose I may enter upon it without claiming the honor, or risking the danger, which may await its first explorer. It seems as though we are never to have an end to this baneful and corroding system, acting almost as prejudicial to the general interests of the community as a direct tax of several thousand dollars annually laid on each county, for the benefit of a few individuals only, unless there be a law made fixing the limits of usury. A law for this purpose, I am of opinion, may be made, without materially injuring any class of people. In cases of extreme necessity, there could always be means found to cheat the law; while in all other cases it would have its intended effect. I would favor the passage of a law on this subject which might not be very easily evaded. Let it be such that the labor and difficulty of evading it could only be justified in cases of greatest necessity.1 1 Until the year 1833 there had been no legal limit to the rate of interest to be fixed by contract. But usury had been carried to such an unprecedented degree of extortion and oppression as to cause the Legislature to enact severe usury laws, by which all interest above twelve per cent was condemned. It had been no uncommon thing before this to charge one hundred and one hundred and fifty per cent, and sometimes two and three hundred per cent. But the common rate of interest, by contract, had been about fifty per cent.--Ford's History, page 233.