A number of incidents in Beethoven’s life may now be passed in hurried chronological review: On October 1, he was made an honorary member of the Mercantile Association (_Kaufmännischer Verein_) in Vienna. In the fall Ferdinand Schimon (1797-1852), who was musician and opera-singer as well as painter, painted the portrait which afterward came into the possession of Schindler, and was engraved by Eduard Eichers for Schindler’s biography.[20] Schimon had obtained permission through Schindler to set up his easel in the chamber adjoining Beethoven’s workroom, the composer having resolutely refused a sitting because he was busy on the _Credo_ of the mass. From this point of vantage he made his studies and had finished them all but the eyes--the most striking feature in the portrait. Out of this dilemma Beethoven unconsciously helped him. He had evidently been impressed with the discretion, or independence, of the young artist who came without a “good morning” and went without a “good evening,” and invited him to coffee. Thus Schimon had ample opportunity to supply the one deficiency in his sketches. At the end of October, Beethoven returned to Vienna from Mödling, taking lodging this time at No. 16 Josephstädter Glacis, opposite the Auersberg Palace and near the Blöchlinger Institute where Karl was studying. The guardianship matter soon occupied his attention; spells of indisposition tormented him; and financial distress so threatened him that he attempted to negotiate a loan from the banker Hennickstein, and borrowed 750 florins from Steiner.[21] Countess Erdödy was in Vienna at the end of the year and he sent her a note on December 19, promising to visit her soon and scratching down a musical phrase which he afterwards erased to make of it the New Year canon: “Glück, Glück zum neuen Jahr.”