They were quiet, all of them, for a little while, with Peter turning his hat over in his hands and Mr. Dassonville laying the tips of his fingers together before him, resting his elbows on the arms of the chair. "I wish," said Peter at last, "you would tell me how you did it." "How I got more money than my neighbours? Well, I wasn't born with it." This was distinctly encouraging. Neither was Peter. "No two men, I suppose, make money in the same way," went on the man who had, "but there are three or four things to be observed by all of them. In the first place one must be very hard-working." "Yes," said Peter. "And one must never lose sight of the object worked for. Not"--as if he had followed the boy's inward drop of dismay--"that a man should think of nothing but getting money. On the contrary, I consider it very essential for a man to have some escape from his business, some change of pasture to run his mind in. He comes fresher to his work so. What I mean is that _when_ he works he must make every stroke count toward the end he has in view. Do you understand?" "I think so." The House and the Shining Walls were safe, at any rate. "And then," Mr. Dassonville checked off the points on his fingers, "he must always save something from his income, no matter how small it is." "I try to do that," confessed Peter, "but what with Ellen's back being bad, and the interest on the mortgage, it's not so easy." "Is there a mortgage? I am sorry for that, for the next thing I was going to say is that he must never go into debt, never on any account." "My father was sick; it was an accident," Peter protested loyally. "So! I think I remember. Well, it is unfortunate, but where there is a debt the only thing is to reduce it as steadily as possible, and if this mortgage teaches you the trick of saving it may not be such a bad thing for you. But when a man works and saves for a long time without getting any sensible benefit, he sometimes thinks that saving and working are not worth while. You must never make that mistake." "Oh, no," said Peter. It seemed to him that they were getting on very well indeed. "There is another thing I should like to say," Mr. Dassonville went on, "but I am not sure I can put it plainly. It is that you must not try to be too wise." He smiled a little to Peter's blankness. "I believe in Harmony it is called looking on all sides of a thing, but there is always one side of everything like the moon which is turned from us. You must just start from where you are and keep moving." "I see," said Peter, looking thoughtfully into the fire, in imitation of Mr. Dassonville. And there being no more advice forthcoming he began to wonder if he ought to sit a while from politeness, as people did in Bloombury, or go at once. Mrs. Dassonville got up and came behind her husband's chair. "Don't you think you ought to tell him, David, that there are other things worth having besides money; better worth?"