"Give me the letter, Johnson," he said with a wry smile, and Johnson, answering it with another equally as grim, handed him a gray envelope. Applerod, who had been the first to upbraid him, was now the first to recover his spirits. "Never mind, Mr. Burnit," said he; "businesses and even fortunes have been lost before and have been regained. There are still ways to make money." Bobby did not answer him. He was opening the letter, preparing to stand its contents in much the same spirit that he had often gone to his father to accept a reprimand which he knew he could not in dignity evade. But there was no reprimand. He read: "There's no use in telling a young man what to do when he has been gouged. If he's made of the right stuff he'll know, and if he isn't, no amount of telling will put the right stuff in him. I have faith in you. Bobby, or I'd never have let you in for this goring. "In the meantime, as there will be no dividends on your stock for ten years to come, what with 'improvements, expenses and salaries,' and as you will need to continue your education by embarking in some other line of business before being ripe enough to accomplish what I am sure you will want to do, you may now see your trustee, the only thoroughly sensible person I know who is sincerely devoted to your interests. Her name is Agnes Elliston." "What is the matter?" asked Johnson in sudden concern, and Applerod grabbed him by the arm. "Oh, nothing much," said Bobby; "a little groggy, that's all. The governor just handed me one under the belt. By the way, boys"--and they scarcely noted that he no longer said "gentlemen"--"if you have nothing better in view I want you to consider yourselves still in my employ. I'm going into business again, at once. If you will call at my house tomorrow forenoon I'll talk with you about it," and anxious to be rid of them he told his driver "Idlers'," and jumped into his automobile. Agnes! That surely was giving him a solar-plexus blow! Why, what did the governor mean? It was putting him very much in a kindergarten position with the girl before whom he wanted to make a better impression than before anybody else in all the world. It took him a long time to readjust himself to this cataclysm. After all, though, was not his father right in this, as he had been in everything else? Humbly Bobby was ready to confess that Agnes had more brains and good common sense than anybody, and was altogether about the most loyal and dependable person in all the world, with the single and sole exception of allowing that splendid looking and unknown chap to hang around her so. They were in the congested down-town district now, and as they came to a dead stop at a crossing, Bobby, though immersed in thought, became aware of a short, thick-set man, who, standing at the very edge of the car, was apparently trying to stare him out of countenance. "Why, hello, Biff!" exclaimed Bobby. "Which way?"