"Wait till I have another glass. Now fire ahead." But Rupert did not accept the invitation immediately. He looked at the lovely scene spread out before him, and up to the sky which was now of a pale primrose colour. There was a poetic vein in young Ainsleigh, but troubles from his earliest childhood had stultified it considerably. Ever since he left college had he battled to keep the old place, but now, it seemed as if all his trouble had been in vain. He explained his circumstances to the Major, and that astute warrior listened to a long tale of mortgages threatened to be foreclosed, of the sale of old and valuable furniture, and of the disposal of family jewels. "But this last mortgage will finish me," said Rupert in conclusion. "I can't raise the money to pay it off. Miss Wharf will foreclose, and then all the creditors will come down on me. The deluge will come in spite of all I can do." Major Tidman stared. "Do you mean to say that Miss Wharf--" "She holds the mortgage." "And she hates you," said Tidman, his eyes bulging, "huh! This is a nice kettle of fish." Rupert threw himself back in the deep chair with an angry look. He was a tall finely built young man of twenty-five, of Saxon fairness, with clear blue eyes and a skin tanned by an out-door life. In spite of his poverty and perhaps because of it, he was accurately dressed by a crack London tailor, and looked singularly handsome in his well-fitting evening suit. Pulling his well-trimmed fair moustache, he eyed the tips of his neat, patent leather shoes gloomily, and waited to hear what the Major had to say. That warrior ruminated, and puffed himself out like the frog in the fable. Tidman was thickset and stout, bald-headed and plethoric. He had a long grey moustache which he tugged at viciously, and on the whole looked a comfortable old gentleman, peaceful enough when let alone. But his face was that of a fighter and his grey eyes were hot and angry. All over the world had the Major fought, and his rank had been gained in South America. With enough to live on, he had returned to the cot where he was born, and was passing his declining days very pleasantly. Having known Rupert for many years and Rupert's father before him, he usually gave his advice when it was asked for, and knew more about the young man's affairs than anyone else did. But the extent of the ruin, as revealed by the late explanation, amazed him. "What's to be done?" he asked. "That's what I wish you to suggest," said Rupert grimly, "things are coming to a climax, and perhaps when the last Ainsleigh is driven from home, Abbot Raoul will rest quiet in his grave. His ghost walks you know. Ask Mrs. Pettley. She's seen it, or him." "Stuff-stuff-stuff," grumbled the Major staring, "let the ghost and the curse and all that rubbish alone. What's to be done?" "Well," said the young man meditatively, "either I must sell up, and clear out to seek my fortune, leaving Olivia to marry young Walker, or--"