Montague had always thought of himself as a country lawyer and planter. But two months ago a fire had swept away the family mansion, and then on top of that had come an offer for the land; and with Oliver telegraphing several times a day in his eagerness, they had taken the sudden resolution to settle up their affairs and move to New York. There were Montague and his mother, and Cousin Alice, who was nineteen, and old “Mammy Lucy,” Mrs. Montague’s servant. Oliver had met them at Jersey City, radiant with happiness. He looked just as much of a boy as ever, and just as beautiful; excepting that he was a little paler, New York had not changed him at all. There was a man in uniform from the hotel to take charge of their baggage, and a big red touring-car for them; and now they were snugly settled in their apartments, with the younger brother on duty as counsellor and guide. Montague had come to begin life all over again. He had brought his money, and he expected to invest it, and to live upon the income until he had begun to earn something. He had worked hard at his profession, and he meant to work in New York, and to win his way in the end. He knew almost nothing about the city—he faced it with the wide-open eyes of a child. One began to learn quickly, he found. It was like being swept into a maelstrom: first the hurrying throngs on the ferry-boat, and then the cabmen and the newsboys shouting, and the cars with clanging gongs; then the swift motor, gliding between trucks and carriages and around corners where big policemen shepherded the scurrying populace; and then Fifth Avenue, with its rows of shops and towering hotels; and at last a sudden swing round a corner—and their home. “I have picked a quiet family place for you,” Oliver had said, and that had greatly pleased his brother. But he had stared in dismay when he entered this latest “apartment hotel”—which catered for two or three hundred of the most exclusive of the city’s aristocracy—and noted its great arcade, with massive doors of bronze, and its entrance-hall, trimmed with Caen stone and Italian marble, and roofed with a vaulted ceiling painted by modern masters. Men in livery bore their wraps and bowed the way before them; a great bronze elevator shot them to the proper floor; and they went to their rooms down a corridor walled with blood-red marble and paved with carpet soft as a cushion. Here were six rooms of palatial size, with carpets, drapery, and furniture of a splendour quite appalling to Montague. As soon as the man who bore their wraps had left the room, he turned upon his brother. “Oliver,” he said, “how much are we paying for all this?” Oliver smiled. “You are not paying anything, old man,” he replied. “You’re to be my guests for a month or two, until you get your bearings.” “That’s very good of you,” said the other; “—we’ll talk about it later. But meantime, tell me what the apartment costs.”