Prone as men are to the crooked path, and still more apt as the weak and ignorant are to indulge them in such a course, perhaps the love of principle is as strong in men's hearts as it ever will be. Of times gone by, we must not here speak; because the _amor patriae_ its has long since shifted to _amor nummi_, and naked honesty has learned the decency of dress. There have been profligates in all ages; but the world, though sometimes a severe master, ruins as many by its deceitful indulgence, as by its ill-timed severity. Good fellows are usually the worst treated by the world allowing them to go beyond their tether, and then cutting them off out of harm's way. Nothing but an earlier discipline can improve us; for so habitual is debt, that the boy who forestals his pocket-money uses it as a step-ladder to mortgaging his estate. The sufferers, in such cases, are generally shut up in prisons or poor-houses, to afflict or console each other as their sensibilities may direct; and thus the salutary lessons, which their condition might afford, is lost to the world. Neither are such scenes of real misery courted by mankind; the nearest semblances which they can bear being in the sentimentalities of the stage, encumbered as they often are by overstrained fiction and caricature. On the contrary, a walk through those receptacles of human woe, and the little histories of their inmates, will often furnish as many lessons of morality and world-knowledge as will suffice us for life. We may there see the rapacious creditor at the same goal with the unfortunate debtor, whom he has hunted through life, supplicating mercy which he never exercised, and vainly attempting to recant a course of cruelty and persecution, by mixing up his merited sufferings with the distresses of his abused companions. Goldsmith has said, that "every man is the architect of his own fortune;" and perhaps there are few men, who, in the moments of their deepest suffering, have not felt the force of this assertion. In high life, embarrassments are generally to be attributed to the love of gambling, prodigality, or some such sweeping vice, which no station can control. Bankruptcies, or failures in trade, being common occurrences, are seldom traced to their origin, too often found to be in expensive habits, and overreaching or misguided speculations, and sometimes in the treachery and villany of partners; and, amidst this bad system, so nicely is credit balanced, that a run of ill luck, or a mere idle whisper, is often known to destroy commercial character of a century's growth. But in these cases it should be recollected, that the reputation of the parties has probably been already endangered by some great stretch of enterprize, calculated to excite envy or suspicion.