It did not take Philip Cleeve very long to make a considerable hole in the two hundred pounds: set aside in his own mind as a margin to be used for whatever contingencies might arise. In the first place, his IOU to Freddy Bootle for his losses at cards in October had to be redeemed, Freddy having lent him the money to square up: although it might have stood over for an indefinite period as far as Freddy was concerned. This of itself ran away with a considerable sum. Then Philip discovered that he had been in the habit of dressing less well than was desirable, and so replenished his wardrobe throughout. After that, chancing to be one day at the jeweller's, he took a fancy to a gold hunting-watch and a couple of expensive rings. The latter articles he would draw off and slip into his pocket when going into his mother's presence; while of the existence of the watch she knew nothing. Not for a great deal would he have had Lady Cleeve suspect that he had touched a penny of the twelve hundred pounds. Yes, he was not without faults, this Master Philip. For some little time past, he had taken to be more from home than usual, in the evening, and to return to it later. Lady Cleeve did not grumble; she but thought he was at the Vicarage, or at the house of some other friend. He was more often at The Lilacs than she was at all aware of. Not that she would have objected: she rather liked Captain Lennox; and she knew nothing of the high play carried on there, or of the unearthly hours that it sometimes pleased Mr. Philip to come in. It was not play, though, that made Philip's chief attraction at The Lilacs. It was Mrs. Ducie. His pleasant evenings were those when cards were not brought out, when the time was filled with conversation and music. On such occasions Philip left at the sober hour of eleven o'clock, and had nothing to reproach himself with next morning; unless it were, perhaps, that when in the fascinating company of Mrs. Ducie, he almost forgot the existence of Maria Kettle. Yet it was impossible to say that Margaret Ducie gave him any special encouragement, or led him on in any way. She was probably aware of his admiration for her, but there was nothing that savoured of the coquette in her mode of treating him. She was gracious and easy and pleasant, and that was all that could be said: and she drew an impalpable line between them which Philip felt that it would not be wise on his part to attempt to overpass. Meanwhile life was rendered none the less pleasant, in that he could now and then pass a few sunny hours in her society. Early in December, Mrs. Ducie went up to London to stay with some friends, purposing to be away a month or two; and after her departure Philip did not find himself at The Lilacs quite so often. One day, however, he chanced to meet Captain Lennox in the street, who gave him a cordial invitation for the evening, to meet some other men who would be there.