It was a servant-maid who answered Philip's nervous ring at the house this morning. Her master was in London, she said. "In London!" exclaimed Philip. "When did he go?" "Rather more than a week ago, I think, sir," was the girl's answer. "I want to see Captain Lennox particularly," rejoined Philip. "I dare say he will be back soon now, sir. I've not heard that he means to make a long stay this time." Philip pondered. "Can I see Mrs. Ducie? Ask her to pardon the early hour and see me for a minute--if she will be so kind." "Mrs. Ducie can't see you now, sir," dissented the maid; "she is not yet up. Her cold keeps very bad, and she hardly comes down at all." "Can you take a message to her?" "Oh yes, sir, I can do that. Her breakfast is just gone up." "Give my kind regards to Mrs. Ducie, and ask her if she will tell me when the Captain will be at home." The maid ran upstairs and soon came down with the return message. Mrs. Ducie's very kind regards to Mr. Cleeve, and she had not the least notion when. Not for a few days, she thought: as his last letter, received yesterday, said nothing about it. Philip turned away from The Lilacs as wise as he had gone, hardly heeding which way he took, save that it was from the office instead of to it. Knowing what he knew, he asked himself how it was possible for him to face Tiplady's inquiries? Out of the twelve hundred pounds given him by his mother so short a time ago, to be held by him as a sacred trust, only a balance of eighty-five pounds remained in the bank. It is true that if Captain Lennox's prognostications respecting the splendid future of the Hermandad Silver Mining Company should prove to be correct, Philip Cleeve would more than recoup himself in the whole sum which he was now deficient. When Lennox first bought the shares for him, he had assured Philip that no further calls would be made: but despite this assurance two heavy calls had since had to be met, for "expenses;" calls which had gone far towards exhausting Philip's remaining resources. Captain Lennox had made no secret of his own disappointment and annoyance, but he was as sanguine as ever of ultimate success, and he had put it so strongly to Philip whether it would not be wiser to double his venture, rather than forfeit the sum already invested, that the latter had agreed to meet the calls, although not without a sadly misgiving heart. As matters, however, had now turned out, he must find Lennox at once and show him the necessity for the shares being disposed of without delay. In that, Philip anticipated no difficulty, as the shares were so much sought after. Or else he must get Captain Lennox to go with him to Lady Cleeve and Mr. Tiplady, and explain to them how well the money was invested, and persuade them that in view of the splendid profits sure to accrue before long, it would be folly to sell out just now. Evidently the first thing to be done was to find Captain Lennox.