In truth, as he concluded the reading, the voice of Jacques Ferrand had faltered, his patience and courage were at an end; but, watched by Polidori, he dared not infringe Rodolph's slightest order. "M. l'Abbe, is not Jacques's idea excellent?" asked Polidori. "Ah, sir, I, who know all the wretchedness of the city, can more easily comprehend of what importance may be for poor workmen out of employ a loan which may seem so trifling to the happy in this world! Ah, what good may be done if persons but knew that with thirty or forty francs, which would be scrupulously repaid, if without interest, they might often save the future, and sometimes the honour of a family, whom the want of work places in the grasp of misery and want!" "Jacques values your praises, Monsieur l'Abbe," replied Polidori. "And you will have still more to say to him when you hear of his institution of a gratuitous Mont-de-Piete (pawnbroking establishment), for Jacques has not forgotten this, but made it an adjunct to his Bank for the Poor." "Can it be true?" exclaimed the priest, clasping his hands in admiration. The notary contrived to read with a rapid voice the other details, which referred to loans to workmen whose labour was suspended by fatigue or illness, and his intention to establish a Bank for the Poor producing twenty-five thousand francs a year for advances on pledges, which were never to go beyond ten francs for each pledge, without any charges for interest. The management and office of the loans in the Bank for the Poor was to be in the Rue du Temple, Number 17, in a house bought for the purpose. An income of ten thousand francs a year was to be devoted to the costs and management of the Bank for the Poor, whose manager was to be-- Polidori here interrupted the notary, and said to the priest: "You will see, sir, by the choice of the manager, that Jacques knows how to repair an involuntary error. You know that by a mistake, which he deeply deplores, he had falsely accused his cashier of embezzling a sum which he afterwards found. Well, it is this honest fellow, Francois Germain by name, that Jacques has named as manager of the institution, with four thousand francs a year salary. Is it not admirable, Monsieur l'Abbe?" "Nothing now can astonish me, or rather nothing ever astonished me so much before," the priest replied; "the fervent piety, the virtues of our worthy friend, could only have such a result sooner or later. To devote his whole fortune to so admirable an institution is most excellent!" "More than a million of francs (40,000_l._), M. l'Abbe," said Polidori; "more than a million, amassed by order, economy, and probity! And there were so many wretches who accused Jacques of avarice! By what they said, his business brings him in fifty or sixty thousand francs a year, and yet he leads a life of privations!"