Dick Treadwell dropped despondently on a bench and, gazing steadily over the green lawn, tried to think it all out. He felt that he was not being used quite fairly, but he was at a loss for a way to remedy it. Here he was, the devoted slave of the rather plain girl beside him, who refused to marry him, merely because he had never soiled his firm, white hands with toil, nor worried his brain with a greater task, since his school days, than planning some way to kill time. He was one of those unfortunate mortals possessed of an indolent disposition, and had been left a modest legacy, that, though making him far from wealthy, was still enough to support him in idleness. He lacked the spur of necessity which urged men on to greater deeds. In short, Richard was one of those worthless ornaments of society that live, and die without doing much good or any great harm. That he was an ornament, however, none dared to deny, and the expressive brown eyes of the girl, who had seated herself beside him bore ample testimony that she was not unconscious of his manly charms. Dick took off his straw hat, and after running his firm, white fingers through his kinky, light hair, crossed one leg over the other, while he brooded moodily on his peculiar fate. The frank, boyish expression, that had won him so many admirers, was displaced by a heavy frown, and his bright blue eyes gazed unseeingly over the beautiful vista before him. He could not understand why a girl should get such crazy ideas, any way. There were plenty of girls who made no effort to hide their admiration for him, and he knew that they could be had for the asking, if it only wasn’t for Penelope. But, somehow, Penelope had more attraction for him than any girl he had ever met. Her very obstinacy, her independence, made her all the more charming to him, even if it was provoking. Penelope Howard was in no wise Dick Treadwell’s mate in beauty. She was slender to boniness and tall, but willowy and graceful, and one forgot her murky complexion when gazing into the depths of her bright, expressive eyes and catching the curve of a wonderfully winsome smile. Penelope was an heiress, though, to a million dollars or more, and so no one ever called her plain. She was an orphan and had been reared by a sensible old aunt, who would doubtless leave her another million. Penelope knew her defects as well and better than did other people. She had no vanity and was blessed with an unusual amount of solid sense. Penelope Howard was well aware that she would not have to go begging for a husband, but she had loved handsome Dick Treadwell ever since the year before she graduated at Vassar. He had gone there to pay his devotions to another fair under-graduate and came away head over heels in love with Penelope. Nevertheless Penelope was in no hurry to marry. She loved Richard with all her heart, but there was a barrier between them which he alone could remove.