Death in anything like luxury is one of the most expensive things a man can indulge himself in. It costs a lot of money to die comfortably, unless one goes off pretty quickly. Money, Health and Reputation Money, if it live at all, that is to say if it be reproductive and put out at any interest, however low, is mortal and doomed to be lost one day, though it may go on living through many generations of one single family if it be taken care of. No man is absolutely safe. It may be said to any man, “Thou fool, this night thy money shall be required of thee.” And reputation is like money: it may be required of us without warning. The little unsuspected evil on which we trip may swell up in a moment and prove to be the huge, Janus-like mountain of unpardonable sin. And his health may be required of any fool, any night or any day. A man will feel loss of money more keenly than loss of bodily health, so long as he can keep his money. Take his money away and deprive him of the means of earning any more, and his health will soon break up; but leave him his money and, even though his health breaks up and he dies, he does not mind it so much as we think. Money losses are the worst, loss of health is next worst and loss of reputation comes in a bad third. All other things are amusements provided money, health and good name are untouched. Solicitors A man must not think he can save himself the trouble of being a sensible man and a gentleman by going to his solicitor, any more than he can get himself a sound constitution by going to his doctor; but a solicitor can do more to keep a tolerably well-meaning fool straight than a doctor can do for an invalid. Money is to the solicitor what souls are to the parson or life to the physician. He is our money-doctor. Doctors Going to your doctor is having such a row with your cells that you refer them to your solicitor. Sometimes you, as it were, strike against them and stop their food, when they go on strike against yourself. Sometimes you file a bill in Chancery against them and go to bed. Priests We may find an argument in favour of priests if we consider whether man is capable of doing for himself in respect of his moral and spiritual welfare (than which nothing can be more difficult and intricate) what it is so clearly better for him to leave to professional advisers in the case of his money and his body which are comparatively simple and unimportant. III The Germs of _Erewhon_ and of _Life and Habit_ Prefatory Note