They concocted it together, and the rough draft was copied by Emmeline. She wrote a very pretty hand, and had no difficulty whatever about punctuation. A careful letter, calculated for the eye of refinement; it supplied only the indispensable details of the writer's position, and left terms for future adjustment. 'It's so easy to explain to people,' said Mumford, with an air of satisfaction, when he came back from the post, 'that you wanted a companion. As I'm quite sure you do. A friend coming to stay with you for a time--that's how I should put it.' A week passed, and there came no reply. Mumford pretended not to care much, but Emmeline imagined a new anxiety in his look. 'Do be frank with me, dear,' she urged one evening. 'Are we living too--' He answered her with entire truthfulness. Ground for serious uneasiness there was none whatever; he could more than make ends meet, and had every reason to hope it would always be so; but it would relieve his mind if the end of the year saw a rather larger surplus. He was now five-and-thirty--getting on in life. A man ought to make provision beyond the mere life-assurance--and so on. 'Shall I look out for other advertisements?' asked Emmeline. 'Oh, dear, no! It was just that particular one that caught my eye.' Next morning arrived a letter, signed 'Louise E. Derrick.' The writer said she had been waiting to compare and think over some two hundred answers to her advertisement. 'It's really too absurd. How can I remember them all? But I liked yours as soon as I read it, and I am writing to you first of all. Will you let me come and see you? I can tell you about myself much better than writing. Would tomorrow do, in the afternoon? Please telegraph yes or no to Coburg Lodge, Emilia Road, Tulse Hill.' To think over this letter Mumford missed his ordinary train. It was not exactly the kind of letter he had expected, and Emmeline shared his doubts. The handwriting seemed just passable; there was no orthographic error; but--refinement? This young person wrote, too, with such singular nonchalance. And she said absolutely nothing about her domestic circumstances. Coburg Lodge, Tulse Hill. A decent enough locality, doubtless; but-- 'There's no harm in seeing her,' said Emmeline at length. 'Send a telegram, Clarence. Do you know, I think she _may_ be the right kind of girl. I was thinking of someone awfully grand, and it's rather a relief. After all, you see, you--you are in business--' 'To be sure. And this girl seems to belong to a business family. I only wish she wrote in a more ladylike way.'