It is one in the morning. Though it is in the height of summer the Pandemonium card-room is cool; they burn wax candles here, and gas is absolutely banished from this particular chamber of the club, where fortunes are sometimes lost and won. In most club card-rooms smoking is not permitted, but at the Pandemonium it is the fashion to smoke everywhere. One whist table only is at work; General Pepper and three old hands of the same kidney are hard at it. The four old men rub their blear old eyes at the conclusion of each deal, and then pull down their faultless cuffs over their eager and bony old hands. The card table profitably occupies some six to eight hours daily of these old fellows' attention. There is not much harm in it after all. Probably none of them are very much the better or very much the worse at the end of the year; their sole ambition is the saving of a game, particularly when there is a good "gallery" to admire their efforts. One dreaded Nemesis awaits these men--the inevitable day when memory will begin to fail, and they shall trump their partner's best card. Or the still more horrible apprehension of dimness of sight; for a pair of wicked old eyes will not last for ever; then the unhappy old player will begin to revoke, and find himself perforce relegated to "bumble-puppy," or to whiskey-and-water and solemn slumbers in the smoke-room, or, more horrible still, the prolonged society of Sir Peter Growler and Canon Drivel, D.D. Rule XXXV. of the club states that "Cards, chess and billiards may be played. The sum played for shall not exceed one pound points; no play is permitted after two a.m." Rule XXXVI. says, "No game of hazard shall on any account be played in the club-house." Rule XXXVII. sternly goes on to assert that "any deviation from the last two rules shall be attended with expulsion." Truly good and moral regulations. But these Draconic laws are, unfortunately, a dead letter. Nothing is said in them about bets. As in all clubs, only members enter the card-room; and most of the members come to "flutter," as they term it, and to "flutter" heavily.