The apartment in which Richard lounged, and the rooms to the rear belonging with it, were richly appointed. A fortune had been spilled to produce those effects in velvets and plushes and pictures and bronzes and crystals and chinas and lamps and Russia leathers and laces and brocades and silks, and as you walked the thick rugs you made no more noise than a ghost. It was Richard's caprice to have his environment the very lap of splendor, being as given to luxury as a woman. Against the pane beat a swirl and white flurry of snow, for winter broke early that year. Richard turned an eye of gray indolence on the window. The down-come of snow in no sort disquieted him; there abode a bent for winter in his blood, throughout the centuries Norse, that would have liked a Laplander. Even his love for pictures ran away to scenes of snow and wind-whipped wolds with drifts piled high. These, if well drawn, he would look at; while he turned his back on palms and jungles and things tropical in paint, the sight of which made him perspire like a harvest hand. As Richard's idle glance came back from the window, it caught the brown eyes of Mr. Pickwick considering him through a silvery, fringy thicket of hair. Mr. Pickwick was said to be royally descended; however that might have been, indubitably his pedigree harbored somewhere both a door-mat and a mop. "Rats!" observed Richard to Mr. Pickwick. Richard did not say this because it was true, but to show Mr. Pickwick that the ties which bound them were friendly. On his side, Mr. Pickwick, albeit he stood well aware how there was never a rat in the room, arose vivaciously and went snuffling and scuffling behind curtains and beneath sofas, and all in a mood prodigiously dire. The room being exhaustively searched, Mr. Pickwick came and sat by Richard, and with yelp and howl, and at intervals a little epileptic bark, proceeded to disparage all manners and septs of rats, and spake slightingly of all such vermin deer. Having freed his mind on the important subject of rats, Mr. Pickwick returned to silence and his cushion and curled up. Matzai, the Japanese valet, brought in the breakfast--steak, potatoes, eggs, toast, marmalade, and coffee. The deft Matzai placed the tray on the mahogany at Richard's elbow. Richard did not like a multiplicity of personal attendants. Of the score of souls within the walls of that house, Richard would meet only Mr. Gwynn and Matzai. This was as the wisdom of Solomon, since neglect is born of numbers. Mr. Lorimer Gwynn was a personage--clean and tall and slim and solemn and sixty years of age. He was as wholly English as Mr. Pickwick was wholly Skye, and exuded an indomitable respectability from his formal, shaven face. Rumor had it that Mr. Gwynn was fabulously rich.