In fact, Henry Gower had often thought of the fate of his family if he should die. In the first year of his married life, at a time when passion for a beautiful bride was almost sweeping him into generous thought, he had listened for upward of an hour to the eloquence of a life insurance agent. Then the agent, misled by Gower's effusively generous and unselfish expressions, had taken a false tack. He had descanted upon the supreme satisfaction that would be felt by a dying man as he reflected how his young widow would be left in affluence. He made a vivid picture; Gower saw--saw his bride happier after his death than she had been during his life, and attracting a swarm of admirers by her beauty, well set off in becoming black, and by her independent income. The generous impulse then and there shriveled to its weak and shallow roots. With tears in his kind, clear eyes he thanked the agent and said: "You have convinced me. You need say no more. I'll send for you in a few days." The agent never got into his presence again. Gower lived up to his income, secure in the knowledge that his ability as a lawyer made him certain of plenty of money as long as he should live. But it would show an utter lack of comprehension of his peculiar species of character to imagine that he let himself into the secret of his own icy-heartedness by ceasing to think of the problem of his wife and two children without him to take care of them. On the contrary, he thought of it every day, and planned what he would do about it--to-morrow. And for his delay he had excellent convincing excuses. Did he not take care of his naturally robust health? Would he not certainly outlive his wife, who was always doctoring more or less? Frank would be able to take care of himself; anyhow, it was not well to bring a boy up to expectations, because every man should be self-supporting and self-reliant. As for Mildred, why, with her beauty and her cleverness she could not but make a brilliant marriage. Really, there was for him no problem of an orphaned family's future; there was no reason why he should deny himself any comfort or luxury, or his vanity any of the titillations that come from social display. That one of his calculations which was the most vital and seemed the surest proved to be worthless. It is not the weaklings who die, after infancy and youth, but the strong, healthy men and women. The weaklings have to look out for themselves, receive ample warning in the disastrous obvious effects of the slightest imprudence. The robust, even the wariest of them, even the Henry Gowers, overestimate and overtax their strength. Gower's downfall was champagne. He could not resist a bottle of it for dinner every night. As so often happens, the collapse of the kidneys came without any warning that a man of powerful constitution would deem worthy of notice. By the time the doctor began to suspect the gravity of his trouble he was too far gone.