Here you have all the points. I could not state them more succinctly and do justice to each of the parties interested. The most unfortunate party, I take it, is David Lynde. I am not sure, after all, that young Lynde is so much to be pitied. Perhaps that club-house would not have worked well for him if it had worked differently. At any rate he now has his own way to make, and I commend him to your kindness, if I have not exhausted it. Your affectionate nephew, J. FLEMMING. Five or six days after this letter reached Mr. Bowlsby, Mr. Edward Lynde presented himself in the directors' room of the Nautilus Bank. The young man's bearing confirmed the favorable impression which Mr. Bowlsby had derived from his nephew's letter, and though there was really no vacancy in the bank at the moment, Mr. Bowlsby lent himself to the illusion that he required a private secretary. A few weeks later a vacancy occurred unexpectedly, that of paying-teller--a position in which Lynde acquitted himself with so much quickness and accuracy, that when Mr. Trefethen, the assistant cashier, died in the December following, Lynde was promoted to his desk. The unruffled existence into which Edward Lynde had drifted was almost the reverse of the career he had mapped out for himself, and it was a matter of mild astonishment to him at intervals that he was not discontented. He thought Rivermouth one of the most charming old spots he had ever seen or heard of, and the people the most hospitable. The story of his little family jar, taking deeper colors and richer ornamentation as it passed from hand to hand, made him at once a social success. Mr. Goldstone, one of the leading directors of the bank, invited Lynde to dinner--few persons were ever overburdened with invitations to dine at the Goldstones'--and the door of many a refined home turned willingly on its hinges for the young man. At the evening parties, that winter, Edward Lynde was considered almost as good a card as a naval officer. Miss Mildred Bowlsby, then the reigning belle, was ready to flirt with him to the brink of the Episcopal marriage service, and beyond; but the phenomenal honeymoon which had recently quartered in Lynde's family left him indisposed to take any lunar observations on his own account. With his salary as cashier, Lynde's income was Vanderbiltish for a young man in Rivermouth. Unlike his great contemporary, he did not let it accumulate. Once a month he wrote a dutiful letter to his uncle David, who never failed to answer by telegraph, "Yours received. God bless you, Edward." This whimsical fashion of reply puzzled young Lynde quite as much as it diverted him until he learned (through his friend, John Flemming) that his aunt Vivien had extorted from the old gentleman a solemn promise not to write to his nephew.