"Simple enough. I am a hundred per cent American. For five generations my people have been born and buried in this city. I own over two hundred million dollars worth of land here. When the dregs of Europe come over to my city and use the rats of Asia to bleed that city white, then I personally protest. I am going to start something. I am not sure what, but when I finish, this city will be practically rat empty and gangster free." "A large programme, Mr. Willowby," whispered Perkins. "But I am a large man. Now, suppose I write you gentlemen a check?" Five minutes later the two partners were alone. Moyer looked at the check, then put it in his pocket, and his hat on his head. "Suppose we get it cashed?" he said to Perkins. "You can do as you please with your half, but I am going to take my family and go back to England. That man Willowby is only half pint size, but his blue eyes look cold to me, and I bet he plays a stiff game of bridge. If he starts fighting those gangsters, I do not want to be caught on the battlefield." "How about starting a business over in England?" asked Perkins. "Not a bad idea. I came over here and together we made half a million selling English groceries to Americans. Perhaps we can make a million more selling American groceries to Englishmen." Winifred Willowby not only bought the grocery business of Mover & Perkins; he bought a laundry, a small hotel, an apartment house and a theatre. He kept all the old employees, put in a manager, instructed that the weekly tribute should be paid as usual, and then disappeared from New York City. Ten days later, in Paradise Valley, in the broken country below the Poconos of Pennsylvania, he entertained several men, each an authority in his special line of art or science. They kept the appointment, not being at all sure what it was for, but unable to refuse the invitation which was accompanied in each case with a substantial check. They had all heard of Willowby, but none had ever seen him. No doubt all were rather disappointed at his apparent lack of color and personality. They quickly changed their mind when he started to talk, for there was a man who, when he had something to say, was able to say it briefly and to the point.