This was at nine o'clock or, perhaps, a few minutes later. Coincident with J. Montague Smith's dash down the poorly lighted cross street, a rather weak-faced young man of the sham black-sheep type of the smaller cities was lounging in the drawing-room of an ornate timber-and-stucco mansion on Maple Street hill and saying to his hostess: "Say--I thought this was Monty's night to climb the hill, Miss Verda. By Jove, I've got it in for Monty, don't y' know. He's comin' here a lot too regular to please me." "Mr. Smith always puts business before pleasure; haven't you found that out yet, Mr. Jibbey?" was the rather cryptic rejoinder of the Olympian beauty; and after that she talked, and made the imitation rounder talk, pointedly of other things. III The Hobo For J. Montague Smith, slipping from shadow to shadow down the scantily lighted cross street and listening momently for the footfalls of pursuit, a new hour had struck. Psychology to the contrary notwithstanding, the mental mutations are not always, or of necessity, gradual. In one flaming instant the ex-cashier had been projected across the boundary lying between the commonplace and the extraordinary; but for the time he was conscious only of a great confusion, shot through with a sense of his own present inability to cope with the strangenesses. In the projecting instant, time and the graspable realities had both been annihilated. Was it conceivable that this was the evening of the same day in which he had entertained Boswell Debritt at the Country Club? Was it remotely thinkable that, only an hour or such a matter earlier, he had been getting ready to call upon Verda Richlander?--that, at this very moment, his dress clothes were lying on the bed in his rooms, ready to be put on? It was all prodigiously incredible; in the collapse of the universe one scene alone stood out clearly cut and vivid: the railed space in the bank, with the shaded drop-light and the open desk, and a fleshy man stretched out upon the floor with his arms flung wide and a foolish smile of mild astonishment fixed, as for all eternity, about the loosened lips and in the staring eyes.