"You are right again, Hugh; but it is a besetting vice of America to regard life as all means, and as having no end, in a worldly point of view. I dare say men may be found among us who regard it as highly presuming in any man to build himself an ample residence, and to announce by his mode of living that he is content with his present means, and does not wish to increase them, at the very moment they view the suggestions of the governor as the pink of modesty, and excessively favourable to equal rights! I like that thought of yours about the house, too; in order to suit the 'spirit' of the New York institutions, it would seem that a New York landlord should build on wheels, that he may move his abode to some new estate, when it suits the pleasure of his tenants to buy him out." "Do you suppose the Rensselaers would take their money, the principal of the rent at seven per cent., and buy land with it, after their experience of the uncertainty of such possessions among us?" "Not they," said my uncle Ro, laughing. "No, no! they would sell the Manor-House, and Beverwyck, for taverns; and then any one might live in them who would pay the principal sum of the cost of a dinner; bag their dollars, and proceed forthwith to Wall street, and commence the shaving of notes--that occupation having been decided, as I see by the late arrivals, to be highly honourable and praiseworthy. Hitherto they have been nothing but drones; but, by the time they can go to the quick with their dollars, they will become useful members of society, and be honoured and esteemed accordingly." What next might have been said I do not know, for just then we were interrupted by a visit from our common banker, and the discourse was necessarily changed. CHAPTER III. "O, when shall I visit the land of my birth, The loveliest land on the face of the earth? When shall I those scenes of affection explore, Our forests, our fountains, Our hamlets, our mountains, With the pride of our mountains, the maid I adore?" MONTGOMERY.