If it be reply’d, That a Man may take it out of a Bank when he will, and his Money is always at Command: I answer, It is much more so when he has it in his own Custody; For, he who shall have Four hundred Crown-pieces by him, can make as much use of it to all Intents and Purposes, but of Melting or Exporting, as if it were of an Intrinsick Value; and then sure he who having Four hundred Pieces of Money by him of a Real Worth, and applicable to any Lawful Use, can make Twenty Shillings a Year Advantage by Keeping ’em; hath much the better of him who hath Four hundred Pieces of other Money by him, of no more _Real_ Value, nor more transferable, and hath no Profit by ’em, whilst they are in his Hands. And whereas it may be said, _No Man can be entitled to the Interest of that_ 20 l. _due to him from the Government, unless he keeps_ 80 _more dead by him, as a Vehicle to convey the Interest of the_ 20 l. _to him_. I answer the Government doth not intend to give Encouragement that Men should keep more Money by ’em than they have, or may have Occasion for. That is a sort of hoarding which we are to prevent. And therefore this 5 _l. per Cent._ is not given as an Interest for dead and unemploy’d Money, but to ascertain universally the real Value of it, and to take off all the Objections that are made against a mere extrinsick Value. But if the Wisdom of the _Parliament_ thinks fit to give 10 _l. per Cent._ Interest, whereby every 100 _l._ of new Coin’d Money will be entitled to 40 _s. per Annum_ Interest; then the whole Interest of 500000 _l._ which the 2500000 _l._ half of the 5000000 _l._ wants of intrinsick Value, amounts at 10 _l. per Cent._ but to 50000 _l. per Annum_. Or suppose by Combination ⅗ of the 5000000 _l._ demand Interest, then will the whole Interest amount to but 60000 _l. per Annum_, which with all the incident Charges, will be defrayed for little more than a Three-half-penny in the Pound Land-Tax; and for much less than 2 _d._ in the Pound. And I am not at all against an Interest of 10 _l. per Cent._ because beside the present Advantage it gives, it doth ascertain to the People of _England_, not only a Promise that the _Parliament_ will; but that there is a reason of good Husbandry likewise, why the Parliament should as soon as possible save the Nation that Annual Charge, by the paying of the principal Million that is wanting. _Object._ II. _These Ends may as well be pursued by transferable Notes or Bills with Interest._ I answer that they cannot in the least, because here is 4 _l._ in 5 _l._ better secur’d than any Notes in the World can pretend to: for every Man hath so much of his Money in his Pocket; and that, for which the Security is given, is divisible into the _5th._ part of a Six-pence, which transferable Bills cannot be. _Object._ III.