Our young climber is busy all day downtown--busy making money. His wife is busy uptown--busy spending the money he makes, or as much of it as she can threaten or wheedle away from him. She falls into a set of young married women with husbands and tastes like hers. They, like their husbands, think only of wealth and extravagance. And while they wait for their dreams to come true they invest every cent they can lay their hands upon in an imitative vain show. Our young man’s wife reads the fashionable intelligence with her coffee. She presently goes forth as fashionably dressed as if their income were three or four times what it is. She walks in fashionable streets or sits in some fashionable restaurant, there to view and study and envy the fashionable women she reads about. She “shops” in the fashionable millinery and dressmaking establishments--not to buy, but to steal hints for the use of her own cheaper milliner and dressmaker in getting together her imitation costumes. She strives to model her person, her dress, her walk, her conduct, her conversation upon the conception of what is fashionable in the multi-millionaire’s set. As our young man has the genius for money-getting, he gradually becomes rich. As his wealth grows he and his wife “drop” the “friends” of less income, gather about them “friends” of their own fortune, and reach out for “friends” who have fortunes greater than their own. And at last, perhaps by way of a season in London under the guidance of some impecunious woman of title, they arrive at the bliss of being able to tour the multi-millionaire’s circuit in good company all the way. And a crowd gapes at their palace doors and windows whenever they “entertain.” Those city crowds that pause to gape whenever more than one carriage halts before a palace! Fifteen years ago the most extravagant millionaire in New York--a great financier--spent upon his domestic establishment, everything included, eighty thousand a year. Very few people of his set spent half as much, and the most of them spent less than twenty-five thousand. To-day, for the fashionable extravagant set, eighty thousand a year would not be far from the average expenditure, taking rich and “poor” together. When that financier’s family were the leaders, the principal entertainments in fashionable society were modest affairs--though they were not then regarded as economical--and were given by association. To-day every palace has its great dining-hall and its huge ballroom. And the very rich who have not palaces give their big entertainments individually in hotels and restaurants, hiring a large part of the building for the exclusive use of their guests, and spending thirty or forty thousand dollars or more--in not a few instances far more--upon each entertainment. To-morrow--