During the first year of our residence in the country our entire expenditure was but thirteen hundred dollars, which was fully three thousand dollars less than the year previous. A few of our most intimate friends were invited occasionally for visits of a few days, and these little visits we always enjoyed; but to each other my wife and I were all-sufficient, and in the dear little home there was never a feeling of loneliness. It was truly "love in a cottage." During the summer, about once a week, I would hire from a farmer a horse and rockaway, and with wife and babies take a drive, our favorite ride having as an objective point a visit to the old Ford mansion, Washington's headquarters at Morristown. There is certainly no section of country in the vicinity of New York city that can compare in natural beauty with Morris County, New Jersey, and we commanded the best of this, in rather antiquated style of equipage to be sure, but at the small cost of half a dollar for "all the afternoon." Thinking of that old carriage recalls to mind an incident of later years which so impressed me I shall never forget it: With my wife I was spending a few days at Old Point Comfort, and while we were there John Jacob Astor and his bride arrived, on their wedding tour. The hack service at the Point at that time was about the worst imaginable. The hotel had none, and a few old negroes with disreputable "foh de wah" vehicles and horses that could only get over the poor roads by constant urging, picked up a few dollars by driving guests of the hotel to the Hampton School. One afternoon when there were just two of these hacks standing in front of the hotel, I engaged the better one. As a matter of fact, the only difference I could see was that the one I selected had been washed probably at least once that season, whereas the other appeared to be plastered with the dried mud of ages. We drove to the school and on our return met the other hack on its way there. The hackman had disappeared, and in his place, driving positively the worst-looking turnout I ever saw, was John Jacob Astor with his bride sitting beside him. The spectacle of that man, with his social position and his enormous wealth, driving under such conditions, struck me first as ludicrous and then as a living example of the great leveling power that in the end makes all men equal regardless of wealth or position. My boys were thriving in the country air, living out of doors most of the day. With only one maid, my wife had no difficulty in keeping busy while I was in town, and the summer passed quickly and pleasantly. CHAPTER X MY PARTNER RETIRES Matters at the office had been going badly for many months and any improvement in prospect was too far distant to be discerned.