And it happened on this wise. Mr. Smith had to travel frequently between West and East, through St. Paul, Minnesota, on his way from Fort Garry to Ottawa and Montreal, in connection with parliamentary and Company business. In St. Paul he usually called on Mr. Norman W. Kitson, a Canadian, formerly a Hudson’s Bay factor, and met along with him another Canadian, James J. Hill, who was then in the coal business. Kitson and Hill were both interested in transportation to the Red River country, and were anxious to get a hold of a three-hundred-mile railway called the St. Paul and Pacific, running from St. Paul to the Red River, and later to westward, if it could be kept going. This road had fallen into misfortune because grasshopper plagues and Indian troubles and massacres had depopulated the territory through which it ran. So the Dutch bondholders had thrown it into the hands of the receiver, and the bonds were not saleable in the ordinary way. Hill and Kitson, who knew more about the country than the Dutch bondholders, felt that the road could be built up into a really valuable concern, and Smith thought the same. But they lacked the capital to acquire it. Mr. Smith, on arrival in Montreal, told all this to his cousin, Mr. George Stephen, another Scot, who had prospered well in business and was President of the Bank of Montreal. Stephen (later Lord Mount Stephen) was a man of unusual strength and vision. They talked it over with Mr. R. B. Angus, also a Scot, and a very able business man, who was, at that time, general manager of the same bank. Stephen and Angus agreed generally with Smith, but they had not then seen the country and were not of the kind to be rash. However, in 1877 Stephen and Angus had to be in Chicago on banking business and, having a few days at their disposal, decided to run up to St. Paul and see Hill and his country. They saw both, as well as the railway, and were satisfied it had a big future. The grasshoppers were disappearing, the Indians were all peaceful or dead, and settlers would rush in to the rich areas. Stephen was a man of swift action when he was satisfied, and so he hied himself away to Amsterdam, got an option on the railway and came back with that option in his pocket. The necessary money was raised, bonds were later on floated, and Stephen, Hill, Angus, Smith (all Canadians), with John S. Kennedy, of New York, took over the railway and the land-grant. We need not follow the history of that St. Paul, Minneapolis and Manitoba Railway (which later developed into “Jim” Hill’s Great Northern); but everything seemed to come the way of the adventurous Canadians who had risked much on it, and they became multi-millionaires in a surprisingly short time.