This was the happy side of saving. There was, however, another side, and to ignore it would be to ignore the effect upon character which any effort as conscious as saving must produce. In simple innocence Rosie had started out supposing that all that was necessary toward saving was to have something savable. She soon discovered her mistake. The prime essential in saving was not, after all, the possession of a tidy little sum coming in at regular intervals, so much as the ability to keep that sum intact. That is to say, for the sake of this one Big Thing, that looms up faint but powerfully attractive on the distant horizon, you must do without all the Little Things that make daily life so pleasant. Alas, once you begin saving, you may no longer heedlessly sip the joys of the moment taking no thought for the morrow. Saving involves thought for the morrow first of all! In the old days when she hadn't a penny, Rosie had somehow managed to enjoy an occasional ice-cream cone, or a moving picture show, or a cent's worth of good candy. Now, on the other hand, with money in the bank, these and all like indulgences were forbidden. She was saving! If for a moment she tried to forget the wearisome task to which she had publicly dedicated herself, some one was always at hand to remind her of it and to rescue her, as it were, from her weaker self. For instance, if she even hinted of thirst in the neighbourhood of a root-beer stand, Janet McFadden would turn pale with fright and hurriedly drag her off, imploring her to remember that, once she had her skates, she could have all the root-beer she wanted. Yes, of course, but Rosie sometimes felt that she wanted it when she wanted it and not at some far-off time when she would, no doubt, be too old and decrepit to enjoy it. The experience began to give Rosie a clue to one of those mysteries of conduct which had long puzzled her. She had never stood in front of the glowing posters of a picture show, saying to herself or to any one that chanced to be with her: "I tell you what: If I had a nickel, I bet I know what I'd do with it!" nor paused before a bakery shop or a candy store, that she hadn't seen other people--men, women, and children--with eyes as full of desire as her own. What used to amaze her was that many of these people, she was absolutely sure, had money in their pockets. Heretofore, in her ignorance of life, she had supposed that, to possess yourself of anything you wanted, was a simple enough matter provided you had money in your pocket--or in your bank, which is the same thing. What a mistake she had made! How she had misjudged those poor creatures who, in spite of their jingling pockets, so often turned regretful backs upon the pleasures of life. Rosie understood now. Money in their pockets had nothing to do with it for--they were saving.