Vivian Ormsby smarted under the blow given him by Dick at the dinner, and burned to avenge the affront. He tingled with impatience to get another look at the dubious check which promised such unexceptional possibilities of retaliation if, as he suspected and hoped, it was a forgery. Dick Swinton, publicly denounced as a felon, could not possibly hold up his head again; and as a rival in love he would be remorselessly wiped out. The young upstart should learn the penalty of striking an Ormsby. The captain was a familiar figure at the bank, which belonged almost entirely to his father and himself, and he had his private room there, where he appeared at intervals. Now, Ormsby sat at his desk in the manager's room. He rang the bell and ordered the check to be brought to him once more. Then, he asked for Herresford's pass-book, and any checks in the old man's handwriting that were available. He displayed renewed eagerness in comparing the handwriting in the body of the check with others of a recent date. The result of his scrutiny was evidently interesting, as with his magnifying glass he once more examined every stroke made by Mrs. Swinton's spluttering pen. The color of the ink used by the forger was not the same as that in the signature. It had darkened perceptibly and swiftly. An undoubted forgery! It was beyond imagination that Mrs. Swinton, the wife of the rector, could stoop to a fraud. Surely, only a man would write heavily and thickly like that. It was a clumsy alteration. Dick Swinton had tampered with his grandfather's figures. Well, what then? Would the old man thank his banker for making an accusation of criminality against his grandson? Herresford might be a mean man, but the honor of his name was doubtless dear to him. What would come of a public trial? Obviously, Dick Swinton would be disinherited and disgraced. The banker knew that it was his duty to proceed at once, if he detected a fraud. But it was not the way of Mr. Vivian Ormsby to act in haste--and it was near the hour for luncheon, to which he had been invited by Colonel Dundas. To-morrow, he could, if advisable, openly discover flaws in the check, and it would then be better if action were taken by his manager, and not by himself. Dora had been very sweet and kind to him--before Dick came along. Vivian had gone so far as to consult his father about a proposal of marriage to the rich colonel's daughter. They were cautious people, the Ormsbys, and made calculations in their love-affairs as in their bank-books. The old banker approved, and Vivian had hoped that Dora would accept him before he went away. He knew that Dick Swinton stood in his path; but, if he could drag his rival down, it was surely fair and honorable to do so before Dora could commit herself to any sentimental relationship with a criminal.