The next morning I awoke early, and resolved to go at once to Torrence’s room and ask him to lend me a five pound note. It was my intention to have it examined by a banker in the city for its genuineness, hoping to relieve the anxiety which had so tortured me during the night. While my judgment was opposed to the counterfeiting theory as improbable, yet it was difficult to overcome the thought that it might be the correct one. The truth is, I was impelled to discover some plausible explanation of the mystery. I could not rest as the recipient of means which had no visible source, and especially when there appeared to be so much ground for doubting their legitimacy. Torrence was already up, preparing for an early start, as I sauntered into his room. "By the by, old fellow," I said, "have you a fiver about you? I think I might use one to advantage until I can get down to the bank with your check." He took a roll of bills out of his pocket, and instead of one five, tossed me a couple of tens. "Let it go for luck!" he called, as he hurriedly left the room on the way to his business. We rarely breakfasted together, Torry being so full of enthusiasm about his work, that he would brook no chance of delay, and so it was understood that we should not meet until after his return from Gravesend. On this occasion, when he had left me, and after breakfasting alone, I ordered the carriage, and drove into the city. Taking my check at once to the banker upon whom it was drawn, I inquired if it were all right. The cashier smiled, and simply asked how I would have it. I told him I did not want it at all, but wished to place it to my credit. "Oh!" said the man looking up, "I thought you were Mr. Attlebridge." "So I am," I answered, "but not Torrence. I am his twin brother. We look very much alike." "I see!" he exclaimed, somewhat surprised. He then proceeded to take my signature, and give me a book with credit on it for a thousand pounds. There was no mistake about this. Here was an actual transfer of credit from Torrence to myself. I wanted to ask the man some questions about the amount Torrence held in the bank, but hesitated, fearing it might create a suspicion that I doubted his methods. Presently, while still chatting in a careless way, I took out one of the tens my brother had given me, and asked if it were all right, pretending to have received it at a place I was not quite sure of. The man looked at it carefully, and pronounced it perfectly good, and my doubts were relieved. I was about to say "good-morning," when the teller observed: "We should be greatly pleased, Mr. Attlebridge, if you and your brother would keep your principal account with us, believing that we can offer special facilities, and——" It was what I wanted. He had opened the subject. "Oh!" I interrupted, "can you tell me which is my brother’s principal banking house at present?"