"So he is--only a mere earl. Had he ever done anything except have fat oxen, one wouldn't say so. You know what I mean by a mere clerk? It isn't much in a man to be in a public office, and yet Mr. Crosbie gives himself airs." "You don't suppose that Mr. Crosbie is the same as John Eames," said Bell, who, by her tone of voice, did not seem inclined to undervalue the qualifications of Mr. Crosbie. Now John Eames was a young man from Guestwick, who had been appointed to a clerkship in the Income-tax Office, with eighty pounds a year, two years ago. "Then Johnny Eames is a mere clerk," said Lily; "and Mr. Crosbie is-- After all, Bell, what is Mr. Crosbie, if he is not a mere clerk? Of course, he is older than John Eames; and, as he has been longer at it, I suppose he has more than eighty pounds a year." "I am not in Mr. Crosbie's confidence. He is in the General Committee Office, I know; and, I believe, has pretty nearly the management of the whole of it. I have heard Bernard say that he has six or seven young men under him, and that--; but, of course, I don't know what he does at his office." "I'll tell you what he is, Bell; Mr. Crosbie is a swell." And Lilian Dale was right; Mr. Crosbie was a swell. And here I may perhaps best explain who Bernard was, and who was Mr. Crosbie. Captain Bernard Dale was an officer in the corps of Engineers, was the first cousin of the two girls who have been speaking, and was nephew and heir presumptive to the squire. His father, Colonel Dale, and his mother, Lady Fanny Dale, were still living at Torquay--an effete, invalid, listless couple, pretty well dead to all the world beyond the region of the Torquay card-tables. He it was who had made for himself quite a career in the Nineteenth Dragoons. This he did by eloping with the penniless daughter of that impoverished earl, the Lord De Guest. After the conclusion of that event circumstances had not afforded him the opportunity of making himself conspicuous; and he had gone on declining gradually in the world's esteem--for the world had esteemed him when he first made good his running with the Lady Fanny--till now, in his slippered years, he and his Lady Fanny were unknown except among those Torquay Bath chairs and card-tables. His elder brother was still a hearty man, walking in thick shoes, and constant in his saddle; but the colonel, with nothing beyond his wife's title to keep his body awake, had fallen asleep somewhat prematurely among his slippers. Of him and of Lady Fanny, Bernard Dale was the only son. Daughters they had had; some were dead, some married, and one living with them among the card-tables. Of his parents Bernard had latterly not seen much; not more, that is, than duty and a due attention to the fifth commandment required of him. He also was making a career for himself, having obtained a commission in the Engineers, and being known to all his compeers as the nephew of an earl, and as the heir to a property of three thousand a year.