The statement on page 809 at the bottom of the first column and the top of the second, that the “club” features of the elective compensation law has a peculiar advantage from the casualty companies’ standpoint is also diametrically the opposite of the truth. What the casualty insurance companies most desire is that the compensation law shall be so framed as to induce all employers, or all large employers, pretty unanimously to adopt one course or the other; that is, en masse to elect the compensation features of the law, or, en masse to reject them. Otherwise the casualty companies have to do business under two different laws, providing for two different kinds of insurance, the consequent of which is to duplicate the work and a large part of the expenses of the insurance companies. They naturally do not want a law which will cause employers to jump back and forth from the compensation features to the negligence features and vice versa, and experiment, but rather one which will induce all to come permanently under the compensation features or to stay out permanently. On page 809, in the second column, it is stated, referring to casualty companies: “With equal determination they stop, where they can, laws which give the employer no election, but compel him to insure.” That is a purely gratuitous misstatement of the facts. The casualty companies have not—whatever some few exceptional representatives of some companies may have done—tried to stop the enactment of compulsory compensation laws. They have, on the other hand, opposed the enactment of so-called compensation laws which would give a monopoly of the insurance business to political boards. In so doing they have adopted the natural attitude of protecting their own business; and have done no more than would the persons engaged in any other business if it were proposed to transfer their business to politicians. On page 809 in the same column, it is stated: “Prospective annual profits in enormous amounts are at stake for the casualty insurance companies in this fight.” That statement is a pure figment of the imagination. The writer cannot point out anywhere on this earth where casualty insurance companies have made profits in enormous amounts. What is at stake for the casualty insurance companies is the total value of the machinery and good will of their business, which ill-advised enthusiasts, under the secret guidance of Socialist agitators, are trying to destroy. But more important, the employes of such companies have their bread and butter at stake; it being proposed to transfer their jobs to political appointees and to leave them out in the cold.