Underwood bowed, and was silent. She did not see the deathly pallor of his face. Opening the door of the apartment which led to the hall, she again turned. "Tell me, before I go--you didn't mean what you said in your letter, did you?" "I'll tell you nothing," replied Underwood doggedly. She tossed her head scornfully. "I don't believe that a man who is coward enough to write a letter like this has the courage to carry out his threat." Stuffing the letter back into her bag, she added: "I should have thrown it in the waste-paper basket, but on second thoughts, I think I'll keep it. Good night." "Good night," echoed Underwood mechanically. He watched her go down the long hallway and disappear in the elevator. Then, shutting the door, he came slowly back into the room and sat down at his desk. For ten minutes he sat there motionless, his head bent forward, every limb relaxed. There was deep silence, broken only by Howard's regular breathing and the loud ticking of the clock. "It's all up," he muttered to himself. "It's no use battling against the tide. The strongest swimmer must go under some time. I've played my last card and I've lost. Death is better than going to jail. What good is life anyway without money? Just a moment's nerve and it will all be over." Opening the drawer in the desk, he took out the revolver again. He turned it over in his hand and regarded fearfully the polished surface of the instrument that bridged life and death. He had completely forgotten Howard's presence in the room. On the threshold of a terrible deed, his thoughts were leagues away. Like a man who is drowning, and close to death, he saw with surprising distinctness a kaleidoscopic view of his past life. He saw himself an innocent, impulsive school boy, the pride of a devoted mother, the happy home where he spent his childhood. Then came the association with bad companions, the first step in wrongdoing, stealing out of a comrade's pocket in school, the death of his mother, leaving home--with downward progress until he gradually drifted into his present dishonest way of living. What was the good of regrets? He could not recall his mother to life. He could never rehabilitate himself among decent men and women. The world had suddenly become too small for him. He must go, and quickly. Fingering the pistol nervously, he sat before the mirror and placed it against his temple. The cold steel gave him a sudden shock. He wondered if it would hurt, and if there would be instant oblivion. The glare of the electric light in the room disconcerted him. It occurred to him that it would be easier in the dark. Reaching out his arm, he turned the electric button, and the room was immediately plunged into darkness, except for the moonlight which entered through the windows, imparting a ghostly aspect to the scene. On the other side of the room, behind the screen, a red glow from the open fire fell on the sleeping form of Howard Jeffries.