His father, being a man of sense, flatly refused to furnish money to start a boy of eighteen in an expensive business, and was curious to know what sort of man Governor Keith was, to recommend such a thing. So Franklin, with his conceit only slightly reduced, returned to Philadelphia, but this time with the blessing and consent of his parents. He stopped in Rhode Island on his way, to visit his brother John, who had quite an affection for him, and while there was asked by a Mr. Vernon to collect thirty-five pounds due him in Pennsylvania, and was given an order for the money. On the vessel from Newport to New York were two women of the town, with whom Franklin, in his ignorance of the world, talked familiarly, until warned by a matronly Quaker lady. When the vessel reached New York, the women robbed the captain and were arrested. His education in worldly matters was now to begin in earnest. His friend Collins accompanied him to Philadelphia; but Collins had taken to drink and gambling, and from this time on was continually borrowing money of Franklin. The Governor of New York, son of the famous Bishop Burnet, hearing from the captain that a plain young man who was fond of books had arrived, sent for him, flattered him, and added to his increasing conceit. The boy who within a year had been made so much of by two governors was on the brink of ruin. On his journey to Philadelphia he collected the money due Mr. Vernon, and used part of it to pay the expenses of Collins and himself. Collins kept borrowing Mr. Vernon’s money from him, and Franklin was soon in the position of an embezzler. Governor Keith laughed at the prudence of his father in refusing to set up in business such a promising young man. “I will do it myself,” he said. “Give me an inventory of the things necessary to be had from England, and I will send for them. You shall repay me when you are able.” Thinking him the best man that had ever lived, Franklin brought him the inventory. “But now,” said Keith, “if you were on the spot in England to choose the types and see that everything was good, might not that be of some advantage? And then you may make acquaintances there and establish correspondences in the bookselling and stationery way.” Of course that was delightful. “Then,” said Keith, “get yourself ready to go with Annis,” who was captain of a vessel that traded annually between Philadelphia and London. Meantime, Franklin made love to Miss Read, who had seen him parading up Market Street with his rolls, and, if we may trust a man’s account of such matters, he succeeded in winning her affections. He had lost all faith in religion, and his example unsettled those friends who associated and read books with him. He was at times invited to dine with the governor, who promised to give him letters of credit for money and also letters recommending him to his friends in England.